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A collection of sermons from Sunday Service at Elgin First Baptist Church in Elgin, Iowa. New Sermons posted weekly. Live on Sundays at 10:15am CST Facebook: https://www.facebook.com/FirstBaptistChurchElgin YouTube: https://www.youtube.com/@elginfirstbaptist4527
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Our podcast includes different resources for you as go through your daily life. We will publish our messages from Sunday morning each week. Also, we will produce weekly thoughts about how to better live our lives in Christ. In addition, we will have special episodes that include interviews with Journey members about their life journey's. Also, we plan to interview member of our community about how we can better make an impact here in Elgin.
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Elgin Movie Watchers Podcast

Chuck Zlatkin and Steve Gould

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A retrospective and discussion hosted by Chuck Zlatkin and Steve Gould, the men behind the programming at the Elgin Cinema in NYC from 1970-1977 along with their weekly cable television show about the film biz called Movie Watch. Come join us and our guests for a trip down and throughout cinema, tv, New York City, the 1970s and of course life long friendship. Mubi Copy and Paste link: https://mubi.com/notebook/posts/mubi-podcast-season-2-episode-2-the-elgin-and-el-topo-plunge-nyc-into-midnit ...
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Mikala Petillo from Miki P and Mica-Elgin Vi from the band Modern Day Fitzgerald sits down together and talks about the life of an independent musician. They discuss their journey and share stories about their struggles and the successes in todays music industry. Also they talk about different strategies that they have learned in order to gain attention in todays modern times. Support this podcast: https://podcasters.spotify.com/pod/show/modern-day-miki-p/support
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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How to Analyze Buying a Rental Property at a Discount in Elgin Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test of …
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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How to Analyze a New Construction Single-Family Home Property in Elgin Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James wil…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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