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The Pros and Cons of Infinite Banking and Whole Life Insurance

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Manage episode 314737492 series 3234219
内容由Money For the Rest of Us and J. David Stein提供。所有播客内容(包括剧集、图形和播客描述)均由 Money For the Rest of Us and J. David Stein 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

How permanent life insurance can be an effective tool for retirement planning.

Topics covered include:

  • What is the difference between term and whole life insurance
  • How many people let their life insurance policies lapse each year
  • What are strengths that insurance companies have that are beneficial to individual investors
  • What are the benefits of whole life insurance policies
  • How the infinite banking concept works and who should it be used
  • How asset allocation should differ when investors have a whole life insurance policy
  • What are concerns with whole life insurance
  • How an integrative approach of using whole life, immediate annuities, and investments can lead to higher retirement spending levels

Thanks to today's sponsors: Simplify ETFs and the all-new electric MINI Cooper SE

For more information on this episode click here.

Show Notes

Arthur L. Williams Jr.—Wikipedia, Aug 10, 2021

ACLI 2020 Life Insurers Fact Book—The American Council of Life Insurers

Pros And Cons Of Life Insurance For Children by Cameron Huddleston and Amy Danise—Forbes

The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series) by Wade D. Pfau

Integrating Whole Life Insurance into a Retirement Income Plan: Emphasis on Cash Value as a Volatility Buffer Asset by Wade D. Pfau and Michael Finke

Related Episodes

279: Why All Retirees Should Consider an Income Annuity

326: The New Math of Retirement Spending and Investing

349: Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

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Artwork
icon分享
 
Manage episode 314737492 series 3234219
内容由Money For the Rest of Us and J. David Stein提供。所有播客内容(包括剧集、图形和播客描述)均由 Money For the Rest of Us and J. David Stein 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

How permanent life insurance can be an effective tool for retirement planning.

Topics covered include:

  • What is the difference between term and whole life insurance
  • How many people let their life insurance policies lapse each year
  • What are strengths that insurance companies have that are beneficial to individual investors
  • What are the benefits of whole life insurance policies
  • How the infinite banking concept works and who should it be used
  • How asset allocation should differ when investors have a whole life insurance policy
  • What are concerns with whole life insurance
  • How an integrative approach of using whole life, immediate annuities, and investments can lead to higher retirement spending levels

Thanks to today's sponsors: Simplify ETFs and the all-new electric MINI Cooper SE

For more information on this episode click here.

Show Notes

Arthur L. Williams Jr.—Wikipedia, Aug 10, 2021

ACLI 2020 Life Insurers Fact Book—The American Council of Life Insurers

Pros And Cons Of Life Insurance For Children by Cameron Huddleston and Amy Danise—Forbes

The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series) by Wade D. Pfau

Integrating Whole Life Insurance into a Retirement Income Plan: Emphasis on Cash Value as a Volatility Buffer Asset by Wade D. Pfau and Michael Finke

Related Episodes

279: Why All Retirees Should Consider an Income Annuity

326: The New Math of Retirement Spending and Investing

349: Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

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