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California Dream for All Shared Appreciation Loan Program
Manage episode 358989265 series 3393079
内容由MKG Enterprises Corp Third-Party Originator NLMS 1370494提供。所有播客内容（包括剧集、图形和播客描述）均由 MKG Enterprises Corp Third-Party Originator NLMS 1370494 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品，您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
On March 27, 2023 CalHFA will make the CA Dream for All Shared Appreciation Loan Program available to approved lenders.
Download the Digitial Mortgage Broker Mobile App in Google Play to learn more about down payment assistance programs.
Fannie Mae Area Median Income Lookup Tool
https://ami-lookup-tool.fanniemae.com/amilookuptool
80% AMI divided income limit by 12
Calculate DTI = 45% of AMI income limits
Example $58,320 /12= $4,860 X 0.45 = $2,187 must include interest + principle + property taxes and PMI
Determines borrower's Capacity ability to make interest and principal repayments on a loan, using his or her disposable income or cash flow.
Disclaimer
The CA Dream for all Shared Appreciation program guidelines hasn't been released to our Lender for approval. This podcast is for informational and educational purposes and is not endorsed by CalHFA.
MKG Enterprises Corp Mortgage Broker NLMS 1370394
Equal Opportunity Lender
web: https://mkgenterprisescorp.com
Office (559) 337-5990
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