What We Know About the New New IBR

Student Loan Planner

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2+ y ago 46:46

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We could see a new student loan repayment plan for borrowers. The old IBR and the new IBR have been around for a while — now, the Biden administration is poised to create a new new IBR tentatively called The Expanded Income-Contingent Repayment (EICR) Plan. Confused? You’re not alone.

A lot is happening in the world of student loans, and a lot more will continue to happen come 2022 and beyond.

Listen in as I cover the ins-and-outs of the EICR Plan, a brief history of how today’s set of IBR programs came to be, and what borrowers can do to prepare for potential developments regarding IBR in the near future.

In today’s episode, you'll find out:

A recap of recent student loan-related legislations and executive actions
Why the PSLF waiver has a deadline
Why I expect a lot of changes in student loans in the next 2 years
Why you shouldn’t worry about repayment programs going away
How the current mess of IBR programs came about
What the EICR Plan is
How the EICR Plan works and how it could impact borrowers
What’s new with student loan servicers FedLoan and Aidvantage
Updates on the temporary expanded PSLF plan

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