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THE AMERICAN DREAM HOMEOWNERSHIP-Bridging the Gap of Homeownership. It is my responsibility and obligation, to help break the mold, to reveal how we got here. The twists, turns, and the good and the bad. Getting lost was an essential part of the journey. When people are armed with the right information you too can create generational wealth. I am 100% committed to your journey of obtaining homeownership. Whether you area buyer, seller, and/or an investor,. I have reputation as a high driven, ...
 
Since the dawn of civilization, the Mertens name has stood for quality for the American homeowner. Offering sage advice in all facets of homeownership, from buying and selling homes, to financing and remodeling, and everything in-between. If you're considering homeownership, you'd better have your Mertens! It's The Mertens Guide to Homeownership!
 
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show series
 
In this episode we go over five things to do in Pembroke, MA including getting an ice cream as an inexpensive way to spend a weekend day. Dairy Twist makes for a great day for all the friends and family. Pembroke is a lake and pond community with unlimited places to access water. As the year heats up, cool down at one of the public beaches. If you …
 
In this episode we discuss that price is just one part of the equation. There are several other factors that go into a winning bid but sometimes the bottom line wins it. Letting someone move out on the date they choose can be priceless. This is especially true when they have a large number of people living in the home. Waiving your right to a home …
 
In this episode we go over why timing is something we all are trying to master. The truth is there are so many variables in life that waiting till the perfect time could mean waiting indefinitely. When selling a home it is a clear goal of every seller to maximize their sale price. Trying to time the market to the very top could lead to missing your…
 
In this week's episode, we discuss how interest rates affect the pricing of a home. In the United States, everything is about the monthly payment. When this monthly payment becomes unaffordable, the purchase price needs to be lower. So a slight uptick in rates can mean a significant downward trend in purchase power. The interest rate, as it goes up…
 
In this week's episode, we discuss how understanding plants would help you find success in planting and caring for them. Take a moment to read the tags and google the care instructions. Perennials come back every year more robust and most can be divided, creating new plants. Annuals must be seeded or planted every year but tend to offer year-long c…
 
In this week's episode, we discuss the ever-growing trend of staycation homes. As costs continue to rise, spending more time at home is becoming a normal behavior. This means homeowners are investing more into building the ultimate place to spend time. Large old barns are being converted into outdoor/indoor living spaces. We see it all in barns, fr…
 
In this episode we discuss when choosing a real estate agent you want to make sure you trust them. Without trust you will not be able to enjoy all the benefits of a great agent. A great agent will really help you in your transaction. From advice on pricing to negotiating the contract a real estate agent can make or break the deal. OLD CAR stands fo…
 
In this episode, we discuss how doing a comparative market analysis is one of the first steps in pricing your home. This method uses comparable properties to equate a price. When looking to get the most money possible we always need to keep the appraisal in mind. The need to get the home appraised may mean it can not close if it sold for too much m…
 
In this episode we discuss when selling and buying a home at the same time it is important to get it right. Hiring the right agent to help is the first step towards success. The fear of being homeless after selling your current home is normal. That is why planning it ahead and using the right contingencies matters. A home sale contingency and or a …
 
Hello and Thank you Listeners for tuning in to I KONNECT weekly podcast "YOUR REALTOR" Giovonnia with Coldwell Banker RealtyWelcome to the The American Dream homeownership "Bridging the gap of homeownership while leaving an inheritance for future generation"*Why pre approval matters: This is the first step in any home search in finding out exactly …
 
In this episode we learn why for most buyers it is impossible to buy a new home before selling their existing home. This is where a home sale contingency comes in stating that in order to buy their next home they must first sell their home. In a seller’s market using a home sale contingency can be challenging. Often the sellers choose to go with a …
 
USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA). Favorable to those living in rural or low-income areas. USDA Loans offer $0 money down, lenient eligibility requirements and competitive interest rates - due to the loan being guaranteed by the USDA. Stand alone as the only mainstre…
 
In this week's episode, we discuss the factors that come into play when you're trying to sell your home while you're also in need of purchasing one. A suitable housing clause allows you to tell the buyer, "I am not selling if I do not find the right home and close on it." Most markets having a suitable housing clause can hurt the pool of buyers, me…
 
In this week's episode, we discuss the current housing market, starting with demystifying some common narratives by following the supply and demand trends. With the 2022 inventory levels being at historic lows, it means that sale prices are continuing to rise. Tune in to this week's episode to learn more.…
 
In this week's episode, we discuss our newest location at the South Shore Plaza in Braintree, Massachusetts. Since we are a remote brokerage, we do not have enough community outreach. So by joining the Plaza, we give consumers an excellent place for free homeownership advice and us to interact with everyone. As Move Mentors, we help with the buying…
 
*Start the process of planning two months out from your move-in date, begin packing about 2-3 weeks before you move in, and be finished a few days to a week before. *What is the best order to pack for moving? I am glad you asked that questions!!! *Here's the order to what you should pack first. *Start the packing in the least used room. *You don't …
 
In this week's episode, we discuss a few survival hacks that could come in handy during a power outage, especially one that is driven by a cold winter storm. Some of these tips include how to better insulate your doors and windows against draft, minimizing one's trips in and out of the home, and generally focusing on preserving the heat. Tune in to…
 
In this week's episode, we discuss 7 fairly simple tips to help you reduce your energy bill during the winter. Some of these practices can either be done by hiring a professional to do so or you taking charge of your homeownership process. Either way, we believe these tips that we compiled together would help give you the last push you need to look…
 
1. What is the primary reason buyers give for purchasing a home? A.) Desire to own a home B.) Job relocation C.) Desire for a larger home D.) Affordability of homes Answer (B) 2. What do buyers look for the most in finding the right neighborhood? A.) Convenience to job B.) Affordability of homes C.) Quality of the school district D.) Quality of the…
 
In this week's episode, we discuss the simple idea of repainting your home to instantly add value to your place of residence or to the home you are planning to sell. While the advice sounds easy, getting it done right is what will matter in this case. Simply put, homeowners need to decide whether they're hiring a professional or doing it themselves…
 
Hello and thank you listeners for tuning into I KONNECT weekly podcast. "YOUR Realtor and host Giovonnia with Coldwell Banker Realty. Welcome to The American Dream homeownership..."Bridging the gap of homeownership while leaving a inheritance for future generations" Reasons and benefits: Low cost maintenance Turn key move in ready New building mate…
 
In this week's episode, we discuss some of the factors that determine the value behind repairing or improving one's home in the hopes of a return on investment. While some improvements or repairs might help raise the value of the home, oftentimes, it might not. Tune in to learn more.由Movementum Realty
 
In this week's episode, we discuss the current housing market and important insights on how to better sell homes in 2022. Our episode guest, Chau Nguyen puts it this way when asked about her opinion on the spring market forecast "we've seen rates have increased a bit but I'm hoping for more balance between sellers and buyers. But, I see it mimickin…
 
Sometimes the conversation you have with yourself is your worst enemy and you start to wonder if it's a waste of time. Get out of your head. Discipline and accountability is a valuable tool. Set realistic goals Set a date to achieve your goal. Steps to tackle debt: Look at your existing budget and make the necessary adjustments. Start a savings acc…
 
In this week's episode, we explain the market equilibrium in general and then we dive into what contributed the most to the current shortage of supply, which is the housing inventory. Moreover, we discuss a few factors that help us see the year 2022 and what it could be bringing to the real estate market, from very high demand to start the year, as…
 
Hello and thank you Listeners for tuning in to I KONNECT weekly podcast your host and "YOUR REALTOR" Giovonnia with Coldwell Banker Realty. Welcome to the The American Dream homeownership......"Bridging the gap of homeownership while leaving a inheritance for future generation" Questions you may want to Ask yourself. Even if your home is paid off b…
 
In this week's episode, we discuss some of the reasons why we at Movementum Realty pay attention to everything that goes with homeownership. While buying and selling homes is how we generate our revenue, we understand the importance of providing value. We know that by giving guidance on home renovations, for example, we can increase your likelihood…
 
In this week's episode, we talk a little bit about the year ahead, 2022. While buying a home in 2021 was challenging with tight inventory and lots of buyers, 2022 is starting to look like 2021 part 2 with low inventory and strong demand. Buying a home this year remains within reach thanks to the low mortgage rates that are continuing to be the stor…
 
Here's the jumping-off point, self-care is a broad range of activities, practices you can adopt to improve your health and well-being. Such as: Making healthy lifestyle choices and avoiding unhealthy habits. Here's a few self care tips: *It requires tough-mindedness, a deep and personal understanding of your priorities. *Respect for both yourself a…
 
Journal goals and research your vision: Today is your opportunity to build the tomorrow that you want in 2022! Tips and Hints: * Like purchasing a home or starting a business and school etc. just a few suggestions. *Ask yourself what does it take to pursue your goals and dreams? * Declutter your mind by turning off distractions. *Tip: I am prepared…
 
In this week's episode, we reflect on the year and especially on the fact that Movementum Realty grew by 100% from 2020 to 2021. This was all possible because of our amazing Move Mentors. Moreover, we have more mentors than ever and we are constantly growing. We look at 2022 and what we see is that inventory continues to decrease leading to more an…
 
OUR VALUE: *We are professional realtors that adhere to a strict code of ethics. * We Navigate your home buying process making it stress free and we keep up with the ever-changing rules and regulations that govern the sale of property from the National Association of Realtors and related state Realtors associations. *Realtors negotiate the terms an…
 
In this episode, we discuss the idea that people often get a nostalgic feeling while back in their hometowns visiting family and friends. This can lead to people deciding they want to live back close to “home”. What's tricky about such experience and emotion is the timing as finding time to allow showings during the holidays can be difficult. Tune …
 
*Know your credit score and pull your credit report: Contact Equifax, Experian and trans union *The credit Bureau offers one free annual credit report. *Get your finances in order such as saving for down payment and closing cost. *What are your needs & wants in a home: 2 car garage, two story how many bedrooms and bathrooms, family room, large back…
 
In this week's episode, we discuss the fact that not all Realtors® are created equally, so make sure to take your time when choosing who to work with. You want a Realtor® who understands you and your needs. Moreover, one key element to look for is someone who answers their phone and gets right back to you. Having someone who does not reply quickly …
 
THE AMERICAN DREAM HOMEOWNERSHIP-Bridging the Gap of Homeownership. It is my responsibility and obligation, to help break the mold, toreveal how we got here.The twists, turns, and the good and the bad. Getting lost was anessential part of this journey.When people are armed with the right information you too can creategenerational wealth.I am 100% c…
 
In this week's episode of Homeownership Podcast we discuss 5 crucial questions that homebuyers must ask themselves before committing to buying a home. Some of these questions are as simple figuring out who is going to be living at the home? Most importantly, homebuyers should figure out their budget, which is generally different than the amount tha…
 
In this week's episode of Homeownership Podcast we discuss how the real estate market has continued to heat up for the past several years. With low inventory and high demand this trend is here to stay. While there is no way of knowing where the world is going, the data we have about the housing shortage seem to indicate that rising costs are almost…
 
In this week's episode, we discuss the holiday season and its significance as a time for family, home, and happiness. This means for those without a home, buying a home is a priority on people's radars. Selling a house while less inventory is on the market gives you an advantage. The buyers that are shopping are forced to compete if they want to ha…
 
In this week's episode of Homeownership Podcast we discuss some of the steps required to building a house. We cover points regarding loan pre-approval and the differences between the types of loans. Moreover, it is important to understand the extent of preparation and proactivity required to stay on top of a project such as building a house. Enjoy …
 
In this week's episode, we discuss some factors that come into play when attempting to figure out whether to renovate or not before selling your home. When thinking of doing renovations before selling, it is crucial to understand your return on investment. It is never worth it to put money in if it does not give a return. Choosing which renovations…
 
When you buy things for your home it is important to save the original receipts. This will help you cover your items under warranty if it has one. Having the user manuals on hand is something that can save a lot of time and energy. As a homeowner there are a lot of new things you will need to learn. Drawing out maps and writing how to lists can ens…
 
In this week's episode, we are looking into understanding the damage that trees could have on our homes during storms and how to avoid it. Some of the tips we share today include having a certified arborist to look at your trees every couple of years as a measure to avoid any future stress during storms. Tune in and listen to the full episode to le…
 
In this week's episode, we are looking into some of the factors that come in play when choosing to live in a Condo versus a Single-Family Home. For some people the convenience of living in a condo makes their life work. For others living with the freedom of single family living is everything. So when thinking about buying a place to live it is impo…
 
In this week's episode, we are covering how you should be getting your home ready for winter. As the cold months approach there are a few easy things you can do to your home that will save you from potentially thousands of dollars in repairs come springtime. This week we break down a few things to put on your to-do list to prepare yourself to secur…
 
In this week's episode, we are covering finding the right one when buying a home. When shopping for a home everyone runs into the question of whether or not the house you are touring is 'the one'. Today we are going over how to weigh out your 'wants' vs. 'needs' in a home to help you find a property that will leave you without buyer's remorse.…
 
In this week's episode, we are covering how to sell a multifamily home. The multifamily real estate market can be difficult to navigate. From dealing with tenants to assessing the rental value of the property. There is a laundry list of aspects that an owner needs to understand in order to have their property be a cash-producing asset. Today we go …
 
In this week's episode, we are talking about the trees in your yard and how properly caring for your trees can negate the risk of having one of them damage your home! We give you tips on what to look out for, what professionals to call if needed, and what you can do as a homeowner to protect the livelihood of your beautiful trees.…
 
In this week's episode, we are covering home inspections and what you should expect both as a buyer or a seller. Home inspections can be an intimidating step in a real estate transaction, especially for sellers. However, today we are breaking down just what happens at a home inspection, why it is necessary, and what buyers should be looking out for…
 
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