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SeedTime Money (Christian living & Personal Finances)

Bob & Linda Lotich | Christian Financial Coaches

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👉 Want to be debt-free this year? Want to stop counting the days til payday? Want to have the money available to do all the dreams God has put on your heart? Well, for the rest of 2024, we are running a 40-week series where we share our 40-week checklist to eliminate debt, build wealth, and give $1 million. Each week, we share specific action steps we took to go from maxed-out credit cards with debt collectors calling to being 100% debt-free and reaching our biggest financial goal of giving ...
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Are you a full-time mom and caregiver drowning in debt? Do you struggle to afford medical bills, special equipment, and therapies, while caring for your loved one continuing to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to create wealth solutions thro ...
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Welcome to "The Empire Mindset: Navigating Adulthood & Mastering Personal Finances" podcast, hosted by Eric Miguel. Join me as I embark on a remarkable journey as a new adult, sharing my experiences, insights, and lessons learned on both this podcast and my YouTube channel. In this empowering podcast, we delve into the transformative process of navigating adulthood and conquering personal finance challenges. I open up about my own triumphs and struggles, sharing authentic stories and practic ...
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Welcome to Agent Money: How Top Producers Master Their Business & Personal Finances with CERTIFIED FINANCIAL PLANNER™ Jordan Curnutt and Fractional CFO for real estate agents Michael Kilner. This podcast aims to help successful real estate agents who might find it difficult to handle the financial side of their personal and professional lives. On each episode, Jordan and Michael will interview and showcase top producers to learn about what they're doing well and how you might implement certa ...
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The 6-Figure Freelancer Podcast was created for the dream-chasers out there who are ready to break out of their 9-5 box and design the life they truly want to live. I wanted to create a place where I could share what I'm learning as a 6-figure+ freelancer in real time. Each week, my guests and I will cover all things freelancing, clients, money, mindset, entrepreneurship, marketing and more. My goal is to give you the tools you need to work less, add massive value to great clients, make a wh ...
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The Dream Builder Financial Show is the ultimate money show for hard working people who desire to achieve dreams and still live life in the process. This is the show where money is the tool used to achieve dreams through clearly defined goals. We show you how to be wise with your spending, saving and investment habits to turn what may seem to be unachievable dreams into reality.
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TEXT THE SHOW!!! Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here's the…
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Show Notes: Learn 5 steps to improve your cash flow and how you can thrive on a small budget. In this step-by-step tutorial, I explain what actions to take, to help you get unstuck from the money rat race. Get in touch with me for a more in-depth look into your cash flow situation. I am here to help: Learn more: www.dianagalas.com Discover: schedul…
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Hey friend, Linda and I sat down with Chris and Jenni Graebe, the dynamic duo behind the book: Rhythm of Home, and they've cracked the code on building a thriving family culture. Whether you're navigating the ups and downs of family life or looking for ways to be more intentional with your kids, this episode is packed with wisdom and practical advi…
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TEXT THE SHOW!!! Join Cash Flow King as he reads feedback on the Overemployed episode and discusses Ghost Jobs from the perspective of both employer and employee. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 1…
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Want to know the secret weapon of the wealthy? It's not what you think. Forget discipline. Forget willpower. Forget complex investment strategies. The real key? Automation. In this episode, we're pulling back the curtain on how the wealthy effortlessly grow their wealth and impact—and how you can too. Here's what you'll discover: The shocking truth…
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Show Notes: Have you been curious about your cash flow? In today's episode learn 5 steps on how to create your cash flow. Learn more: www.dianagalas.com Discover - schedule a Free Call right here: https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-money-systems.ck.page/ Engage – join FB here: http…
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TEXT THE SHOW!!! Join Cash Flow King for a quick episode on 9 Money Myths. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this lin…
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Ever wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge resea…
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Show Notes: This episode is about building your budget around your intellectual core needs to enjoy a fulfilling and happy life. Learn more: www.dianagalas.com Discover - schedule a Free Call right here: https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-money-systems.ck.page/ Engage – join FB her…
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TEXT THE SHOW!!! Join first-time guest and PREMIUM subscriber, Cash Flow Rockefeller Prince, to discuss the secrets of the OVEREMPLOYED. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in star…
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Today, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that…
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Show Notes: This episode is about the importance of setting financial goals around emotional needs. Enjoy listening and learning important techniques while managing your financial life. Learn more: www.dianagalas.com Discover - schedule a Free Call right here: https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: h…
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Subscriber-only episode TEXT THE SHOW!!! Join Cash Flow King and Cube Crusher for a discussion on the Q2 2024 e-Newsletter. Today's PREMIUM episode includes: About 10 minutes of raw, uncut conversation prior to the content between Cube Crusher and Cash Flow King - including a new possible side hustle Updates on Cube Crusher's 4 Bold 2024 Prediction…
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Subscriber-only episode TEXT THE SHOW!!! Companion (PREMIUM) podcast to the recently emailed Cash Flow King's Favorites document. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Ge…
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Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time. In this episode, we uncover: The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think) How a 10-minute exerci…
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Show Notes: Today’s topic is about the second main core needs pillar - physical demands. We can't be whole without having our physical needs satisfied. And although our shelter can grow in value it provides comfort and security, our good health is precious and gives us priceless healthy looks and a more enjoyable life. Our cars can depreciate in va…
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TEXT THE SHOW!!! Join Cash Flow King and Cube Crusher as they discuss listener Big Brother K's financial situation. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast…
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Ever been told that putting your money in the stock market is no different than taking it to Vegas? We're about to blow that myth wide open. In this episode, we reveal: Why smart investing could actually be LESS risky than stuffing cash under your mattress The mind-blowing power of compound interest (Einstein called it the "8th wonder of the world"…
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Show Notes: Today I talk about one of four main core needs pillars. Spiritual well-being is priceless. You can't measure your freedom in dollars, it is impossible to measure your happiness, and the gift of life itself. But, friends, it is in your power to improve your spiritual life, so it will push you through the lows and carry you through the hi…
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TEXT THE SHOW!!! Listener-prompted episode on some Dave Ramsey shit. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Her…
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In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to: Save over $15,000 in interest Score more than $10,000 in free travel Turn our biggest financial burden into a powerful wealth-building tool But here's the kic…
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Show Notes: In this episode, I am explaining a simple money system and how to work with your budget. Learn about ways how to create a budget that works and that you enjoy working with. Create a budget that reflects your current financial position. Your budget system needs to be simple, safe, and easy to handle. You need to be able to enjoy working …
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TEXT THE SHOW!!! Join Cash Flow King and Cube Crusher as they discuss Cash Flow Rockefeller Prince's financial situation. This show is for educational and entertainment purposes only. No advice is being given. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! G…
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Subscriber-only episode TEXT THE SHOW!!! Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10 for 10% off! Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the USB microphone I use for the show Here…
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In this episode, we're pulling back the curtain on a financial hack so powerful, it could put an extra $2 million in your pocket. And it all starts with your next car purchase. 🔎Here's what you'll learn: The truth about new cars that dealerships don't want you to know Our 5-step formula for buying used cars that look and feel brand new How to break…
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Show Notes I got so inspired by this episode. I enjoyed sharing this message with you, my dear listener. And thank you for staying tuned into Simple Money Systems podcast today. If you resonated with this episode, I will be thrilled to read your 5-star written review on Simple Money Systems I-Tunes podcast. I am truly blessed to serve exceptional M…
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TEXT THE SHOW!!! Join Cash Flow King as he discusses the importance of being cognizant of your tax triangle in order to provide yourself lifetime financial flexibility. Support the Show. Questions, Comments, or Show Ideas? Email the show: RealTalkPersonalFinance@gmail.com BECOME A PREMIUM SUBSCRIBER TODAY! Get some RTPF merch! Use Promo Code RTPF10…
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Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life. In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal. 🔎Here's what you're going to …
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Show Notes Today I go deep uncovering the origins of credit card debt. Learn how to use credit cards the way it helps you to spend money worry-free that you might overspend. Contact me if you need help with getting out of the credit card trap. I am looking forward to hearing from you and hope to see you in my debt-free coaching class. Learn – www.d…
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