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The Wealth Academy Podcast host asks listeners, "Who doesn't want to be wealthy or at least financially secure. We agree with listeners that money is essential to being able to take care of one's needs and wants however there are more important aspects of life that create and define wealth. Our mantra is 'Wealth Is More Than Just Money." The Wealth Academy Podcast delves into a multitude of elements that constitute wealth and host Paul Lawrence Vann will provide solo broadcast and invite gue ...
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The Total Wealth Academy radio show is about much more than just using real estate to make more money. Real wealth includes all the parts of a balanced life: fitness, family, romance, charity, fun, travel, and, of course, money. Host Steve Davis started with bad credit and no money and ended up invested in over 4000 single-family and apartment units. He did this while maintaining above-average fitness, a 33-year marriage, raising two outstanding children, and simply living life to the fulles ...
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Welcome to The Wealth Academy's YouTube channel – your gateway to a world of financial empowerment and prosperity! 🌟 Join Jasmine and Ellis Suazo, your dynamic hosts and founders, as they demystify the world of life insurance, wealth building, and smart financial strategies. 🏦💡 Whether you're a seasoned entrepreneur, a family looking to secure your future, or anyone seeking to elevate their financial IQ, you're in the right place. Get ready for engaging discussions, actionable insights, and ...
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Welcome to the Gen X Wealth Academy, a podcast built for Gen X-ers reaching that age where it's time to seriously plan for their financial futures. Join for bi-weekly episodes that explore the worlds of financial and retirement planning with Phil Telpner of Breakout Private Wealth, based in Chicago, Illinois. Phil will lead you through helpful conversations about money, life and retirement and cover topics like 401(k)s, IRAs, income planning, investing, and so much more. So much information ...
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Welcome back to the show! In this episode, Steve discusses the idea that most Americans (and people worldwide) lack a second stream of income. This is not to say that people are not hardworking! It is just that most people don't realize that they are stuck in the early stages of the maturity cycle, and they are not even aware of it. So, what is the…
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Are you tired of living paycheck to paycheck and drowning in debt? It's time to break free from the cycle of debt and adopt a growth mindset to achieve financial freedom! In this video, we'll explore the power of a growth mindset in overcoming debt, money mastery and building wealth. Schedule a free financial coaching consultation with Paul: https:…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the idea that learning to manage your time properly is the cornerstone of success! Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send your …
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Welcome back to the show! In this episode, Steve discusses personal development by associating with those you most want to be like. In less flowery English, you are the one you meet and spend time with. Students of Total Wealth Academy and all other successful investors and entrepreneurs know this hard and brutal rule: If you hang out with nine los…
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Welcome back to the show! In this episode, Steve discusses how, sometimes surprisingly, many Total Wealth Academy students make money for themselves and their families. Steve is quick to point out that he doesn't think these student's actions are surprising, but he is sure that you will all be blown away by the methods and paths these entrepreneurs…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the idea that everyone is being pushed toward an investor's life, whether they know it or not, due to the ever-increasing pressure of inflation! Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please rememb…
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Ready to shift your money mindset for financial freedom? In this video, we share 5 simple tips to help you on your debt-free journey to achieve a growth money mindset. Discover what it takes to transform from a scarcity mindset to a growth money mindset and transition to financial freedom. Schedule a free financial coaching consultation with Paul: …
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Ep. 677 - Going From Good To Great & Being The Best In The Industry (w/ Worcester Investments)
51:59
Welcome back to the show! In this episode, Steve is joined by Jesse Worcester of Worcester Investments to discuss the importance of not only under-promising and over-delivering but also becoming the best in whatever field you choose. Jesse and his team are so dominant in their field that you will see Steve try to make their numbers sound more belie…
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Welcome back to the show! In this episode, Steve is joined by Haitham Foty from Benchmark Insurance Group, and they discuss how real estate investors can and SHOULD be insuring themselves and their investments. This subject may surprise those whonewer to the real estate arena, but it is something that investors of all levels are constantly checking…
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Welcome back to the show! In this episode, Steve discusses how to analyze a property and the details of acquiring an investment property for yourself. Make sure to bookmark this episode of the podcast, dear listeners. This is going to be a foundational show for all of you who are looking to find your next investment deal and required listening for …
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Welcome back to the show! In this episode, Steve discusses the current state of retirement in America. No, Steve has not become a CPA or financial planner overnight. He covers the general facts of what American retirement looks like in the current market and how bleak things are beginning to look for the generations that grew up knowing what a reti…
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Welcome back to the show! In this episode, Steve discusses the Total Wealth Academy Passive Income Expo recently held at our Houston office. Total Wealth Academy pulls out the stops twice a year and invites 4 to 5 expert speakers to teach our members and guests how profitable real estate investing can be for themselves and their families. This year…
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Welcome back to the show! In this episode, Steve discusses the principle of C.O.I., or the Cost of Inaction, and how misunderstanding this principle can hurt you more than you may think. This principle is misunderstood by new and seasoned investors alike. Are you interested in not becoming a victim of C.O.I? Tune in now and start! Please remember t…
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Welcome back to the show! Have you read down the show descriptions far enough to see the invitation to email Steve directly? If not, you've been missing out! If you have taken advantage of that offer, you will already know that Steve is a master of emails and always responds when sent one. The emails have been coming in so fast that Steve decided t…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the idea that everyone has a tipping point that can be utilized to change their life from ordinary to extraordinary and how you, our listeners, can find it. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! P…
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Welcome back to the show! In this episode, Steve is joined by Donald Gothard of Verity Mortgage. The two discuss what recently happened with the Fed rates and how they will impact you. If you are unaware of the recent change, you must be smashing that play button. If you are confused about the change, smash that play button. Everyone else? SMASH TH…
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Ep. 668 - Locating, Funding, & Rehabbing Properties (w/ Noble Mortgage & Enrique's Construction)
44:42
Welcome back to the show! In this episode, Steve is joined by two industry experts in real estate investing to discuss locating, purchasing, and even rehabbing investment properties. Steve's special guests from Noble Mortgage and Enrique's Construction were and continue to be essential members of his real estate team, and he is giving you direct ac…
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Welcome back to the show! In this episode, Steve discusses the power of being part of a community of like-minded real estate investors and how Total Wealth Academy can help you join that community! All of our listeners are people who want to change their lives for the better and become financially independent by developing extra streams of passive …
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the current insurance market with special guest Chris Mims (Integra Insurance). Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send your que…
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Welcome back to the show! In this episode, Steve discusses the answers to the most commonly asked question: How do real estate investors make money in the market today? We say answers because there are multiple ways investors make money, as plentiful as market investors. The exciting part of these answers is that they work in both single-family inv…
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Welcome back to the show! In this episode, Steve discusses the first step that all successful people take to reach their goals and dreams. The road to success is not short, but it is also not that long! So, how do those "successful" people get started? Weren't they always successful? Tune in now and let Steve help you on the very first step toward …
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As Baby Boomers enter or navigate their retirement years, they face several financial and emotional fears that can significantly impact their quality of life. This generation, born between 1946 and 1964, is experiencing a unique set of challenges, from longevity and healthcare costs to insufficient retirement savings and economic uncertainty. 1. Fe…
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Welcome back to the show! In this episode, Steve is joined by Frank Heiden, a Total Wealth Member and Real Estate Deal Sponsor. They discuss a fantastic apartment syndication in Victoria, Texas. One of the pillar ideals of Total Wealth Academy is to lead by example. Frank is an excellent example of a regular person who grows into a fantastic opport…
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Several repayment and forgiveness programs are designed to help students and parents manage or eliminate their student loan debt. These programs vary based on the type of loan, employment, and financial need. 1. Income-Driven Repayment (IDR) Plans These federal programs allow borrowers to tie their monthly payments to their income, making payments …
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Living paycheck to paycheck is a pervasive issue in America, and its effects can be devastating, leading to financial stress, inability to save for emergencies, and lack of long-term investment opportunities. To break free from this cycle, individuals must adopt a multi-step approach that includes budgeting, cutting unnecessary expenses, increasing…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the facts, opinions, and hard truths of the obesity epidemic that has gripped America. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send y…
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In the United States, defining what qualifies as "rich" can vary depending on several factors, including geographical location, lifestyle, and individual financial goals. However, there are broad benchmarks and characteristics that generally indicate wealth. Benchmarks of Being Rich 1. Net Worth: A common threshold for being considered "rich" is ha…
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Welcome back to the show! In this episode, Steve discusses the concept of multiple income streams and how simple they are to create and live with. Long-time listeners will benefit from this show because repetition is the mother of all learning, and newer listeners will benefit from this show because there is a good chance this information will chan…
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Consider and include a whole life insurance as part of your financial portfolio. Also consider becoming your own bank and build wealth and ultimately generational wealth, this episode will open your eyes to what is possible. Key Considerations for Whole Life Insurance Permanent Coverage: Unlike term life insurance, whole life insurance provides cov…
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Here’s an analysis of the top ten banking apps and five examples of good banking software to consider. These apps and software solutions are selected based on functionality, security, ease of use, and their ability to meet different banking needs: Top Ten Banking Apps: 1. Chime o Features: No-fee banking with direct deposit, automatic savings, and …
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Welcome back to the show! In this episode, Steve discusses a bet that he has been freely offering to everyone for over a decade but that has never been accepted. What could this bet be about? Doesn't Steve advocate AGAINST making speculations with money? Of course, he does! The trick with this bet is that Steve is 100% sure he will never lose. Do y…
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Key Components of Financial Literacy 1. Budgeting Mastery Financial literacy begins with a deep understanding of budgeting. This involves learning how to track income, control spending, and plan for future financial goals. 2. Debt Management A major part of financial literacy is understanding how to manage and reduce debt. This includes knowing how…
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A credit score is a numerical representation of an individual’s creditworthiness, based on their credit history. It typically ranges from 300 to 850, with higher scores indicating better credit health. Maintaining a good credit score is crucial because it affects various aspects of financial life, including access to loans, credit cards, rental agr…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses how and why most investors become successful through real estate investments. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send your quest…
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Host Paul, Shares How Consumers Get Into Deep Credit Card Debt 1. Living Beyond Their Means: Many consumers fall into the habit of using credit cards to supplement their lifestyle, buying things they can’t afford with the intention of paying later. 2. High-Interest Rates: Credit cards typically come with high interest rates, often between 15-25%. 3…
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Here is an in-depth analysis of what it takes to become debt-free and stay that way, accompanied by a few illustrative examples to support the path to debt freedom. 1. Assessing Your Financial Situation a. Inventory of Debts Begin by listing all your debts, including credit cards, student loans, mortgages, car loans, and any other liabilities. For …
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Welcome back to the show! In this episode, Steve discusses the power of building a circle of peers who are equally focused on gaining financial independence as you are. You will never hear Steve say that you should get rid of old friends, but you must build another circle of peers with the same goals and desires. This is often one of the best ways …
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Top Challenges Prospective Buyers Face in the 2024 Housing Market 1. High Mortgage Rates Higher mortgage rates translate into significantly larger monthly payments, making it difficult for buyers, particularly first-time buyers, to afford homes. With a larger portion of their income devoted to servicing mortgage debt, homeownership is less attainab…
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Welcome back to the show! In this episode, Steve is taking you, his favorite listener, to a place that will immediately shift your life's paradigm. Do not get anxious or let the stress of the unknown scare you off; this will be a show that you will regret missing very shortly. Does that sound like a promise to big to deliver on? We hope you've alre…
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Paul wants you to be in the know as it pertains to the financial challenges you face in 2024. Here is a list of the top financial challenges for you to understand. Rising Cost of Living The cost of essentials such as housing, healthcare, and education continues to climb faster than income growth. Inflation, particularly in the aftermath of the COVI…
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It is important to understand any time your data is compromised, the first thing to do is alert your financial services provider. Whether it’s for a credit card or a checking and savings account, you can freeze your accounts before any bad actors are able to access or drain them. You should obtain a copy of your credit report from the three major c…
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Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses why we at Total Wealth Academy invest the way we do. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send your questions, comments, or concer…
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Debt in America in 2024 continues to skyrocket, in fact the total household debt is $17.987 trillion. The average debt an American owes is $104,215 across mortgage loans, home equity lines of credit, auto loans, credit card debt, student loan debt, and other debts like personal loans. Mortgage debt is most Americans' largest debt, exceeding other t…
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This situation highlights a growing generational divide in financial expectations. Gen Z, having observed economic turbulence, often expects to inherit wealth or assets as part of their financial future, potentially seeing it as a safety net. However, many Baby Boomer parents may not be planning on leaving much behind due to various factors, includ…
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Welcome back to the show! In this episode, Steve discusses the fact that over 70% of new real estate investors are making mistakes that prematurely end their investment careers and how those same investors could easily avoid those mistakes. But what are the mistakes they're making? Can these mistakes be avoided? Tune in now and find out! Please rem…
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Wealth Academy Podcast subscribers should anticipate major changes of the platform. The vision and direction of the media platform is being changed to provide listeners with more focused content provided by Paul the host and the guest experts he will be interviewing. That's not all the distribution platforms will likely change and a Facebook, IG, a…
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Welcome back to the show! In this episode, Steve discusses the idea that some people are more effective at accomplishing their goals than others. Now, some of you are nodding your head, and others are reading and wondering how that could be possible. In either case, you should be reaching for the play button now so that Steve can walk you through o…
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Ep. 653 - Trevor Discussing Insurance For Real Estate Investing w/ John Logan (DSM Insurance)
45:48
Welcome back to the show! In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses insurance with special guest John Logan of DSM Insurance. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always accessible via email. Just send your questions, comments, or c…
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Episode 268 - Paul Lawrence Vann Provides Insight On His Three-Day Media Minicourse For Authorpreneurs To Help Them Get on Podcasts, Radio, and TV
16:45
Now more than ever authorpreneurs need to always be marketing. Why? There are systems and processes that exist to help people become nest-selling authors nationally and internationally. It is important to understand even best-selling authors books collect dust and this is not what should be happening. Writing a book should also entail generating re…
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Welcome back to the show! In this episode, Steve discusses the tools and tricks that protect investors from bad actors and unpredictable tenants. The first thing that comes to most people's minds is a Limited Liability Corporation or LLC. While that type of protection does help investors, an LLC is not the best way to protect investors from the boo…
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