))
How To Spend In Retirement | with Hamilton Brandenburg
Manage episode 406041870 series 3505170
内容由Rick Luchini提供。所有播客内容（包括剧集、图形和播客描述）均由 Rick Luchini 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品，您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Today's episode is all about retirement income planning. I chop it up with Hamilton Brandenburg, a virtual financial planner focusing on helping retirees spend money and save on taxes. If you're doing your own napkin math and considering retirement, this episode will give you a lot to start thinking about.
Check out more from Hamilton: https://brandenburgfs.com/
Key Takeaways:
- Retirement income planning requires a flexible approach to spending, taking into account the specific needs and desires of each individual.
- The 4% rule is often misunderstood and may not be suitable for all retirees.
- Cash flow planning is essential to determine the affordability of retirement.
- Financial advisors play a crucial role in empowering clients to overcome money mindset and fear of spending.
- Preparing for market volatility and crisis situations is essential for retirees
- Retirement planning requires flexibility and ongoing updates to adapt to changing circumstances.
- Tax planning is crucial in retirement to reduce lifetime tax bills and optimize financial outcomes.
Chapters:
00:00 Intro
01:24 Working Virtually
06:37 Approach Income Planning
09:24 4% Rule vs Flexible Spending
13:13 Cash Flow
20:19 Empowering Clients
27:56 Flexibility in Retirement
28:49 Importance of Ongoing Plan Updates
33:08 Impact of Taxes on Retirement
36:32 Roth Conversions
48:15 Retirement Expectations
19集单集
分享
