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Ask Paula: Should I Househack or Pay Off My Student Loans?

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Manage episode 283139287 series 115702
内容由Paula Pant | Cumulus Podcast Network提供。所有播客内容(包括剧集、图形和播客描述)均由 Paula Pant | Cumulus Podcast Network 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

#297: George is torn between paying down his student loan debt (which he deferred) or buying a househack. Which is better for his long-term goal of reaching financial independence?

Mario is curious to know: is his two-fund portfolio at a 90/10 split is a good asset allocation for his Roth IRA?

Hanan wants to figure out if a backdoor Roth IRA conversion will work for her. She also wants to investigate whether a Vanguard Institutional 500 Index Trust and a Vanguard Institutional Total Bond Market Index Trust are ideal. Are trusts different from index funds or mutual funds and if so, how?

Vivian is worried about bridging the gap between when she retires and when she claims Social Security. Will her plan of doing a Roth conversion ladder work out the way she hopes?

Lastly, June and her husband netted $400,000 from the sale of some golden parachute ISOs. They want to help their children pay for college and are trying to figure out how to strategically use this money. Should they pay off their home, buy rentals, fund 529s, or Roth their 401ks?

My friend and former financial planner, Joe Saul-Sehy, joins me to answer these five questions. Enjoy!

For more information, visit the show notes at https://affordanything.com/episode297

Learn more about your ad choices. Visit podcastchoices.com/adchoices

  continue reading

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Manage episode 283139287 series 115702
内容由Paula Pant | Cumulus Podcast Network提供。所有播客内容(包括剧集、图形和播客描述)均由 Paula Pant | Cumulus Podcast Network 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

#297: George is torn between paying down his student loan debt (which he deferred) or buying a househack. Which is better for his long-term goal of reaching financial independence?

Mario is curious to know: is his two-fund portfolio at a 90/10 split is a good asset allocation for his Roth IRA?

Hanan wants to figure out if a backdoor Roth IRA conversion will work for her. She also wants to investigate whether a Vanguard Institutional 500 Index Trust and a Vanguard Institutional Total Bond Market Index Trust are ideal. Are trusts different from index funds or mutual funds and if so, how?

Vivian is worried about bridging the gap between when she retires and when she claims Social Security. Will her plan of doing a Roth conversion ladder work out the way she hopes?

Lastly, June and her husband netted $400,000 from the sale of some golden parachute ISOs. They want to help their children pay for college and are trying to figure out how to strategically use this money. Should they pay off their home, buy rentals, fund 529s, or Roth their 401ks?

My friend and former financial planner, Joe Saul-Sehy, joins me to answer these five questions. Enjoy!

For more information, visit the show notes at https://affordanything.com/episode297

Learn more about your ad choices. Visit podcastchoices.com/adchoices

  continue reading

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