Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wed ...
…
continue reading
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Is Refinancing Worth It with Today’s Falling Rates? (+ How Much It’ll Cost)
Manage episode 440847323 series 1900058
内容由BiggerPockets提供。所有播客内容（包括剧集、图形和播客描述）均由 BiggerPockets 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品，您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
When should you refinance your mortgage? Is now the time since interest rates have finally fallen? Or will refinancing down to today’s rates not be worth it when, six months from now, interest rates could be substantially lower? We brought on an expert mortgage loan officer to walk through the cost-benefit analysis of refinancing in 2024 and when a refinance is NOT worth the money.
Greg Roller has closed over a billion dollars in loans, but surprisingly, he’s very cautious with homeowners about WHEN to refinance. Mortgage rates have already dropped significantly but could be trending down even more in 2024 and 2025. Is now the time to refinance? Greg discusses how much a refinance costs in 2024, how to know it’s worth it to refinance, what you’ll need to qualify, the differences between cash-out refinances and rate-and-term refinances, and why falling for a “low rate” could cost you in the long run.
Plus, Greg shares some tips to help your refinance go as smoothly and quickly as possible, as well as how you can refinance for FREE with a rate option most people have zero clue about.
In This Episode We Cover
Refinancing explained and how much the average refinance costs in 2024
When to refinance and the rule of thumb that highlights whether or not it’s worth it
The low-rate trap that inexperienced borrowers get caught in (you’ll get hit with hidden costs!)
Refinancing multiple properties and how to do this the RIGHT way
The easy method to see where mortgage rates are headed and whether they’ll rise or fall
How to refinance for free by asking your loan officer for a “rate stack”
And So Much More!
Links from the Show
Listen to All Your Favorite BiggerPockets Podcasts in One Place
Still Looking for Your First Home? Grab Mindy’s Book “First-Time Home Buyer”
Find Investor-Friendly Lenders
See Mindy and Scott at BPCON2024 in Cancun!
With Mortgage Rates Falling, When Should Investors Refinance?
(00:00) Intro
(01:57) What is Refinancing?
(03:24) When to Refinance
(04:31) Lower Rates = Time to Refinance?
(11:42) How Much Do Refinances Cost?
(15:13) Refinancing Multiple Properties
(17:13) When NOT to Refi
(21:21) Tips for Homeowners
(25:11) The Low-Rate Trap
(26:47) Do This NOW!
(29:27) Work with Greg
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-565
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com
Learn more about your ad choices. Visit megaphone.fm/adchoices
591集单集
分享
Manage episode 440847323 series 1900058
内容由BiggerPockets提供。所有播客内容（包括剧集、图形和播客描述）均由 BiggerPockets 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品，您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
When should you refinance your mortgage? Is now the time since interest rates have finally fallen? Or will refinancing down to today’s rates not be worth it when, six months from now, interest rates could be substantially lower? We brought on an expert mortgage loan officer to walk through the cost-benefit analysis of refinancing in 2024 and when a refinance is NOT worth the money.
Greg Roller has closed over a billion dollars in loans, but surprisingly, he’s very cautious with homeowners about WHEN to refinance. Mortgage rates have already dropped significantly but could be trending down even more in 2024 and 2025. Is now the time to refinance? Greg discusses how much a refinance costs in 2024, how to know it’s worth it to refinance, what you’ll need to qualify, the differences between cash-out refinances and rate-and-term refinances, and why falling for a “low rate” could cost you in the long run.
Plus, Greg shares some tips to help your refinance go as smoothly and quickly as possible, as well as how you can refinance for FREE with a rate option most people have zero clue about.
In This Episode We Cover
Refinancing explained and how much the average refinance costs in 2024
When to refinance and the rule of thumb that highlights whether or not it’s worth it
The low-rate trap that inexperienced borrowers get caught in (you’ll get hit with hidden costs!)
Refinancing multiple properties and how to do this the RIGHT way
The easy method to see where mortgage rates are headed and whether they’ll rise or fall
How to refinance for free by asking your loan officer for a “rate stack”
And So Much More!
Links from the Show
Listen to All Your Favorite BiggerPockets Podcasts in One Place
Still Looking for Your First Home? Grab Mindy’s Book “First-Time Home Buyer”
Find Investor-Friendly Lenders
See Mindy and Scott at BPCON2024 in Cancun!
With Mortgage Rates Falling, When Should Investors Refinance?
(00:00) Intro
(01:57) What is Refinancing?
(03:24) When to Refinance
(04:31) Lower Rates = Time to Refinance?
(11:42) How Much Do Refinances Cost?
(15:13) Refinancing Multiple Properties
(17:13) When NOT to Refi
(21:21) Tips for Homeowners
(25:11) The Low-Rate Trap
(26:47) Do This NOW!
(29:27) Work with Greg
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-565
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com
Learn more about your ad choices. Visit megaphone.fm/adchoices
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类似 BiggerPockets Money Podcast 的节目
Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wed ...
…
continue reading
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…
continue reading
Want financial freedom through real estate investing? Then the BiggerPockets Real Estate Podcast is for you. Sit down every Monday, Wednesday, and Friday with Dave Meyer, the Head of Real Estate at BiggerPockets, as he uncovers tried and true tactics and shares candid conversations with real estate investors who are building wealth in today’s market. Join Dave to walk through deals that went right (and wrong) and learn the strategies you can deploy—start growing your side income today to tak ...
…
continue reading
Motley Fool Money is a daily podcast for stock investors. Weekday episodes offer a long-term perspective on business news with The Motley Fool's investment analysts. Weekend shows are a mix of investing classes and longer-form interviews. The show is hosted by Dylan Lewis, Ricky Mulvey, and Mary Long.
…
continue reading
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
…
continue reading
The show that helps you maximize your wealth by turning complex financial situations into actionable advice. On Your Money. Your Mission., we answer the questions you’ve been asking about -- financial planning, investing, retirement and everything in between. Whether you’re navigating the complexities of the market or looking for the best ways to save or spend your money, tune in to hear from experienced financial advisors with JFG. Walk away from each episode with savvy tips and financial t ...
…
continue reading
Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can ...
…
continue reading
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continue reading
Introducing The Unshakeables, a new podcast from Chase for Business and iHeartMedia's Ruby Studio. Small businesses are the heart and soul of this country, but it takes a brave individual to start and run a company of their own. From mom-and-pop coffee shops to auto-detailing garages -- no matter the type of industry you’re in, every small business owner knows that the journey is full of the unexpected. A single moment may even change the course of your business forever. Those who stand firm ...
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continue reading
The latest news from the world of personal finance plus advice for those trying to make the most of their money.
…
continue reading
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