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Money Myth: My Lender Will Tell Me How Much Home I Can Afford
Manage episode 297868220 series 2925791
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In this episode, I discuss how large of a mortgage lenders will approve you for and why they are willing to do so. Is this amount too much? Who should determine what you can afford? What is a good metric to follow when budgeting for housing costs? Listen to find out.
Action Steps:
Calculate your current housing costs. Make sure you add in all the costs associated with keeping a roof over your head (mortgage payment, taxes, insurance, HOA fees, utilities, and maintenance). How close are you to having your total housing costs be at or below 25% of your gross pre-tax income?
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Visit our website www.RuggedFinancial.com
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