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内容由Real Estate Financial Planner LLC and James Orr and James Orr提供。所有播客内容(包括剧集、图形和播客描述)均由 Real Estate Financial Planner LLC and James Orr and James Orr 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal
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Buying Down Mortgage Interest Rates for Real Estate Investors

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Manage episode 377064794 series 3467023
内容由Real Estate Financial Planner LLC and James Orr and James Orr提供。所有播客内容(包括剧集、图形和播客描述)均由 Real Estate Financial Planner LLC and James Orr and James Orr 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Buying Down Mortgage Interest Rates for Real Estate Investors

There are several ways to improve cash flow on your rental properties. One option is to put more money down to reduce the amount you borrow. In some cases, this can also improve your interest rate by lowering your overall loan-to-value. However, when comparing putting more money down to buying down the mortgage interest rate, it is usually better to buy down the interest rate for any reasonable holding period. This is true from both a return on investment and improved cash flow perspective.

Learn more about buying down your interest rate in this mini-class.

Check out the video from this class here:

Buying Down Mortgage Interest Rates for Real Estate Investors - Video

In this class, James discusses:

  • Buying down mortgage interest rates when buying a rental property
  • Improving cash flow by buying down your rate
  • You can choose your interest rate by how much you're willing to pay or receive as a credit toward closing costs
  • Rate changes for the life of the loan
  • What's a point and how do they work?
  • What's par rate and why it is critically important to seek clarity from your lender when they quote you a rate?
  • What can you do with extra money when buying a rental property?
  • Comparing more down payment to buying down your interest rate
  • Requesting a buy down table from your lender (and what they look like)
  • Plugging numbers into the buy down spreadsheet
  • Looking at the cost difference when buying down your rates to various levels
  • Selecting where to buy down to
  • Simple and compound return on investment calculations done for you
  • Putting more down improves cash flow in 3 important ways
  • Comparing more down payment to buying down interest rates (not just cash flow... cash flow and equity)
  • Temporary solution to buying down rate or pre-paying PMI
  • Download the Mortgage Buy Down Spreadsheet
  • Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Cedar Rapids real estate investor podcast? Book a free consultation to discuss.

  continue reading

110集单集

Artwork
icon分享
 
Manage episode 377064794 series 3467023
内容由Real Estate Financial Planner LLC and James Orr and James Orr提供。所有播客内容(包括剧集、图形和播客描述)均由 Real Estate Financial Planner LLC and James Orr and James Orr 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Buying Down Mortgage Interest Rates for Real Estate Investors

There are several ways to improve cash flow on your rental properties. One option is to put more money down to reduce the amount you borrow. In some cases, this can also improve your interest rate by lowering your overall loan-to-value. However, when comparing putting more money down to buying down the mortgage interest rate, it is usually better to buy down the interest rate for any reasonable holding period. This is true from both a return on investment and improved cash flow perspective.

Learn more about buying down your interest rate in this mini-class.

Check out the video from this class here:

Buying Down Mortgage Interest Rates for Real Estate Investors - Video

In this class, James discusses:

  • Buying down mortgage interest rates when buying a rental property
  • Improving cash flow by buying down your rate
  • You can choose your interest rate by how much you're willing to pay or receive as a credit toward closing costs
  • Rate changes for the life of the loan
  • What's a point and how do they work?
  • What's par rate and why it is critically important to seek clarity from your lender when they quote you a rate?
  • What can you do with extra money when buying a rental property?
  • Comparing more down payment to buying down your interest rate
  • Requesting a buy down table from your lender (and what they look like)
  • Plugging numbers into the buy down spreadsheet
  • Looking at the cost difference when buying down your rates to various levels
  • Selecting where to buy down to
  • Simple and compound return on investment calculations done for you
  • Putting more down improves cash flow in 3 important ways
  • Comparing more down payment to buying down interest rates (not just cash flow... cash flow and equity)
  • Temporary solution to buying down rate or pre-paying PMI
  • Download the Mortgage Buy Down Spreadsheet
  • Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Cedar Rapids real estate investor podcast? Book a free consultation to discuss.

  continue reading

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