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Episode 15: Does my auto insurance policy cover me when I drive for Uber, Lyft, Doordash, Amazon?
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Second time guest Tanya Costigan (Claims Coordinator & Marketing) and Pat Brough talk about whether your Massachusetts Auto Insurance Policy will cover you, your spouse, your kid, or any household member while using your personal auto to work for one of the dozens of APP BASED SERVICES (DoorDash, Lyft, Instacart, Uber, GrubHub, AmazonFlex, USPS, FedEx, and UPS, etc.).
We talk about why you should let your insurance agent know if you are doing this type of work to make sure you have the proper coverage.
We touch on what a business owner should have for coverage if they are hiring people and letting them use their car to make deliveries as hired employees.
If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!
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章节
1. Intro (00:00:00)
2. Tanya Costigan - who is she and what does she do for Finck & Perras. (00:00:31)
3. Tanya talks about her role as Claims Coordinator. (00:02:24)
4. Side gigs - what are you using your car for? Are you covered? (00:05:00)
5. Are you an employee or a contractor? It MATTERS!! (00:07:47)
6. when you open that app - coverage becomes complicated. (00:09:16)
7. Class 30 - what it means to your insurance carrier. (00:11:07)
8. Are you a business owner - you need, non-owned and hired coverage! (00:11:52)
9. what do they app based delivery services offer for insurance. (00:15:33)
10. A real life claim situation. (00:16:47)
11. The recap, what you should know if driving your car for a fee. (00:19:08)
12. Closing. (00:22:24)
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