Discount Qualification Requirements for Insurance

Insurance Hour with Karl Susman

In this informative podcast, I provide essential information on how to qualify for discounts on fire insurance premiums. I emphasize the importance of having specific types of roofs, such as composition, shingle, stone, concrete, clay tile, or metal, to be eligible for these discounts. I encourage listeners to send me their questions and concerns while discussing the qualifications for each discount. Additionally, I stress the need to ensure that any combustible items within 30 feet of the property are addressed and made non-combustible through necessary work. I also touch upon California Public Resources Code 4291 and its relevance to fire safety regulations. Overall, this podcast aims to educate and empower listeners on ways to protect their homes from fire risks and potentially lower their insurance premiums.
In the second part of this podcast, I delve further into the qualifications for the fire insurance premium discounts. I explain the importance of having a class A fire rated roof and having a non-combustible material at the bottom of exterior walls. I highlight the significance of maintaining a defensible space by regularly trimming trees and clearing brush and debris from the yard. I inform listeners that an inspector will be sent by the fair plan to verify the completion of these tasks for the discount to be applied. Moreover, I stress that by meeting these requirements, individuals can potentially receive a total of up to 14.5% off their insurance premiums. Through this discussion, I aim to provide valuable insights into the steps homeowners can take to protect their properties and save money on their fire insurance coverage.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.
Listeners can now tune in to Insurance Hour on:
TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca
WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca
THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca
FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca
SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca
1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca
1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca
1600-1700 | KEIB | 1150 AM | Los Angeles, Ca
SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...