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R.J. Lehmann - California’s Insurance Crisis: Prop 103, Wildfires, and the Future of Regulation
Manage episode 440443464 series 3520150
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In this episode of Insurance Hour, host Karl Susman interviews RJ Lehmann, Editor-in-Chief of the International Center for Law and Economics (ICLE). The conversation covers key issues surrounding California’s insurance market, focusing on Proposition 103, its impact on insurance regulation, and the controversial intervener system. Lehmann explains how Prop 103, originally designed to control auto insurance rates, has led to unintended consequences for property insurance, especially in the face of growing wildfire risks. The intervener system, designed to allow consumer advocacy groups to challenge rate increases, is critiqued for being a potentially flawed mechanism that can complicate rate adjustments. The episode delves into the current insurance crisis in California, with major carriers pulling out due to untenable conditions, and discusses possible future reforms needed to stabilize the market.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
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