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Social Security for Dummies
Manage episode 421237626 series 3574017
内容由Peak Financial Planning and Eric Amzalag提供。所有播客内容（包括剧集、图形和播客描述）均由 Peak Financial Planning and Eric Amzalag 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品，您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
This podcast will cover all things social security.
- How social security works
- Explain 35 years of earning
- Full retirement age (what age it is)
- Early claiming (decreased benefit)
- Delayed claiming (increased benefit)
- How social security is taxed
- Explain the “Claiming decision” - factors to evaluate
- Other sources guaranteed income
- Portfolio size
- Early or later - push back risk by claiming earlier or bring forward risk by claiming later?
- Spouses guaranteed income
- Social Security as an investment
- Explain COLA (the power of it!)
- It’s an annuity - delegating investment responsibility
- The long term viability of social security and whether to plan for it
- According to a recent update from the Center for Retirement Research:
- Likely changes to social security : Cost of living adjustment, reducing level of benefits, or increasing retirement age.
- Reducing the COLA by 1% per year would solve half of the social security shortfall
- Increase retirement age from 67 to 70 over a period of 12 years. This would solve half the social security shortfall
Listen to the episode to learn more.
If you found this episode helpful, subscribe so you don't miss any future episodes.
Also, I'd greatly appreciate it if you gave a rating and review. It helps other people just like you find the podcast and benefit from discussions on these topics as well.
Eric Amzalag, CFP®, RICP®
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Want help with your Retirement Plan?
Email me: Eric@thepeakfp.com
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity
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