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6 Smart Tips To Maximise The Benefits of Your Credit Card.

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Manage episode 331177524 series 3359277
内容由Erangle提供。所有播客内容(包括剧集、图形和播客描述)均由 Erangle 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

A credit card comes with multiple benefits. It makes managing your personal finance easy and gives you a credit limit to meet your spending needs. The question is, is that credit limit sufficient for you, and if it isn’t, what can you do about it.

Click on the link to know more about how to maximise the benefits of your credit cards: https://cardinsider.quora.com/6-Smart-Tips-To-Maximise-The-Benefits-of-Your-Credit-Card

The amount of credit you access via your credit card has implications on your credit score. A utilisation of 25-30% of your credit limit is considered ideal. You would be well advised to not exceed 40% of your credit limit on a regular basis.

A credit card with a lower-than-required credit limit may often result in a higher credit utilisation ratio (CUR). This can negatively impact your credit score. A higher credit limit on the card can help you keep a lower CUR and allow you to use the credit card more effectively.

Can you get your credit card limits increased? The answer is yes. Let’s check out the ways for maximising your credit card limit.

(1) Improve Your Credit Score

(2) Use Your Card For the Right Reasons

(3) Repay Credit Card Dues On Time

(4) Request Card Company To Increase Your Credit Limit

(5) Show Your Increased Income To The Card Company

(6) Other Ways To Maximise Your Credit Card Limit

  continue reading

26集单集

Artwork
icon分享
 
Manage episode 331177524 series 3359277
内容由Erangle提供。所有播客内容(包括剧集、图形和播客描述)均由 Erangle 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

A credit card comes with multiple benefits. It makes managing your personal finance easy and gives you a credit limit to meet your spending needs. The question is, is that credit limit sufficient for you, and if it isn’t, what can you do about it.

Click on the link to know more about how to maximise the benefits of your credit cards: https://cardinsider.quora.com/6-Smart-Tips-To-Maximise-The-Benefits-of-Your-Credit-Card

The amount of credit you access via your credit card has implications on your credit score. A utilisation of 25-30% of your credit limit is considered ideal. You would be well advised to not exceed 40% of your credit limit on a regular basis.

A credit card with a lower-than-required credit limit may often result in a higher credit utilisation ratio (CUR). This can negatively impact your credit score. A higher credit limit on the card can help you keep a lower CUR and allow you to use the credit card more effectively.

Can you get your credit card limits increased? The answer is yes. Let’s check out the ways for maximising your credit card limit.

(1) Improve Your Credit Score

(2) Use Your Card For the Right Reasons

(3) Repay Credit Card Dues On Time

(4) Request Card Company To Increase Your Credit Limit

(5) Show Your Increased Income To The Card Company

(6) Other Ways To Maximise Your Credit Card Limit

  continue reading

26集单集

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