The Greatness Machine is on a Quest to Maximize the Human Experience! Join Award Winning CEO and Author, Darius Mirshahzadeh (pron. Mer-shaw-za-day), as he interviews some of the greatest minds in the world―turning their wisdom and experience into learnings and advice you can use in your life so that you can level up and create greatness. Join Darius as he goes deep with guests like: Moby, Seth Godin, Gabby Reece, Amanda Knox, UFC Ring Announcer Bruce Buffer, Former FBI Negotiator Chris Voss ...
…
continue reading
内容由Not Your Average Financial Podcast™提供。所有播客内容(包括剧集、图形和播客描述)均由 Not Your Average Financial Podcast™ 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Player FM -播客应用
使用Player FM应用程序离线!
使用Player FM应用程序离线!
Episode 371: Why 90% of IUL Policies Will Fail
Manage episode 444629223 series 1610796
内容由Not Your Average Financial Podcast™提供。所有播客内容(包括剧集、图形和播客描述)均由 Not Your Average Financial Podcast™ 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
In this episode, we ask:
- Is life 100% chaotic?
- Are we totally at the whims of the universe?
- What happens anytime we make a plan?
- What about expectations and assumptions?
- What happens when time runs out?
- What about the booklet, The Box by Guy Baker?
- What are the four pricing factors?
- What about mortality cost?
- What about persistency?
- What about interest rates?
- What about expenses?
- What is life expectancy?
- What did Guy Baker discover?
- How much does it take?
- …Who could afford that?
- What is adverse selection?
- What happened in the early 1800s?
- What does an actuary do?
- Will it pay the mortality expenses?
- What are the various configurations of each “box”?
- What is life insurance dependent upon?
- Why are term premiums so low early on (in age)?
- Would you like to hear Episode 365?
- What will almost never pay a death benefit?
- Who has the highest persistency rate?
- What about interest credits?
- What is the math game?
- What if interest rates rise or drop?
- What is the job of your insurance agent?
- Why are indexed universal life policies (IUL policies) so sensitive to risk?
- How is whole life insurance different?
- How many people who own IUL policies are receiving letters for more premium?
- What’s the long game here?
333集单集
Manage episode 444629223 series 1610796
内容由Not Your Average Financial Podcast™提供。所有播客内容(包括剧集、图形和播客描述)均由 Not Your Average Financial Podcast™ 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
In this episode, we ask:
- Is life 100% chaotic?
- Are we totally at the whims of the universe?
- What happens anytime we make a plan?
- What about expectations and assumptions?
- What happens when time runs out?
- What about the booklet, The Box by Guy Baker?
- What are the four pricing factors?
- What about mortality cost?
- What about persistency?
- What about interest rates?
- What about expenses?
- What is life expectancy?
- What did Guy Baker discover?
- How much does it take?
- …Who could afford that?
- What is adverse selection?
- What happened in the early 1800s?
- What does an actuary do?
- Will it pay the mortality expenses?
- What are the various configurations of each “box”?
- What is life insurance dependent upon?
- Why are term premiums so low early on (in age)?
- Would you like to hear Episode 365?
- What will almost never pay a death benefit?
- Who has the highest persistency rate?
- What about interest credits?
- What is the math game?
- What if interest rates rise or drop?
- What is the job of your insurance agent?
- Why are indexed universal life policies (IUL policies) so sensitive to risk?
- How is whole life insurance different?
- How many people who own IUL policies are receiving letters for more premium?
- What’s the long game here?
333集单集
Tutti gli episodi
×欢迎使用Player FM
Player FM正在网上搜索高质量的播客,以便您现在享受。它是最好的播客应用程序,适用于安卓、iPhone和网络。注册以跨设备同步订阅。