Big Changes to Social Security

Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

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16d ago 22:19

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The Social Security Fairness Act is shaking up the retirement landscape, eliminating the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for millions of retirees. These long-standing provisions have impacted Social Security benefits for public sector workers like teachers, firefighters, and police officers—until now.

In this episode, hear Tyler Emrick, CFA®, CFP® dive into what the changes mean, how retirees can expect retroactive payments, and the broader impact on the Social Security system.

Here’s some of what we discuss in this episode:

Background on the Social Security Fairness Act that was signed into law on January 5.
The Windfall Elimination Provision (WEP) and Government Pension Offsets (GPO) reduce regular Social Security benefits.
Affected retirees stand to gain significant financial relief.
The benefits come with a cost so what it does it mean for the long-term solvency?

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