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Ep. 71 Get Rid of the 401K To Save Social Security?
Manage episode 407247545 series 3559080
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A recent study by Boston College recommends ending 401(k) and IRA tax benefits in order to use the extra tax revenue to fund Social Security.
I share in this podcast episode why I think that could be a bad idea that would lead to more issues for retirees in the future, which would mean simply transferring the problem to the future.
The Center for Retirement Retirement Research at Boston College said that about $185 billion of more revenue would be collected by the IRS each year if people couldn't deduct their 401(k) or IRA contributions.
I believe this would result in less savings for the future. If people choose not to save for retirement because there is no immediate benefit, they are likely to spend that money instead.
You can learn more about it in this article
Disclaimer: The informaiton contained in this podcast is not tax, legal or investment advice. Everyone's circumstances are different. If you would like to discuss your informaiton specifically please contact us at 615-619-6919 or email smoran@redbarnfinancial.com
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