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Rick Callaway: Navigating the Wild World of Real Estate Insurance
Manage episode 443353875 series 3566972
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In this episode of SF Commercial Property Conversations with Bruce Bean, we dive into the ever-evolving and chaotic world of real estate insurance with expert Rick Callaway from Acrisure. Rick shares his journey through multiple careers before landing in the insurance field, and sheds light on the current challenges facing property owners, especially in California.
Rick explains the impact of natural disasters and strict regulations, which are causing major insurance carriers to exit the state. He also discusses reinsurance, rising costs, and the challenges of obtaining adequate coverage for both residential and commercial properties. Rick highlights the complexities surrounding insurance in today’s market, offering advice to property owners on how to navigate these troubled waters.
From discussing insurance pricing discrepancies to his work on a new program addressing landlord liability for mold lawsuits, Rick provides valuable insights that every property owner should hear.
Key Takeaways:
- California’s insurance crisis explained: why carriers are pulling out.
- The role of reinsurance and why it’s crucial to the insurance industry.
- Understanding admitted vs. non-admitted carriers.
- Tips for property owners on how to secure the best insurance coverage.
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