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The PAYE Mess + Are U.S. Stocks About to be Dethroned?

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Manage episode 458318796 series 2471867
内容由Travis Hornsby提供。所有播客内容(包括剧集、图形和播客描述)均由 Travis Hornsby 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Student loan repayment plans are in chaos. From the PAYE and ICR confusion to the ongoing servicer challenges, borrowers face an overwhelming mess. We break down what’s happening, what changes might be coming, and how to stay ahead in an unpredictable system. On the investing side, we’re tackling the dominance of U.S. stocks since 2008, asking whether their reign is coming to an end. We’ll explore the rise of cryptocurrencies, the risks of betting too heavily on any one market, and why diversification remains critical to long-term financial success.

Key moments:

(01:23) How reopening the ICR plan lets high-income borrowers qualify for forgiveness and PSLF

(03:16) U.S. stocks have outperformed international markets by 3.5x since 2008

(07:23) Bitcoin’s wild swings, why it mirrors U.S. stocks but amplifies market moves

(11:45) Why investors tend to chase risky stocks and overlook safer opportunities

(15:40) The importance of a diversified portfolio for professionals, no matter your student loan debt

(16:49) Key investment strategies to prioritize as 2025 approaches

Links mentioned:

Like the show? There are several ways you can help!

Feeling helpless when it comes to your student loans?

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

  continue reading

357集单集

Artwork
icon分享
 
Manage episode 458318796 series 2471867
内容由Travis Hornsby提供。所有播客内容(包括剧集、图形和播客描述)均由 Travis Hornsby 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Student loan repayment plans are in chaos. From the PAYE and ICR confusion to the ongoing servicer challenges, borrowers face an overwhelming mess. We break down what’s happening, what changes might be coming, and how to stay ahead in an unpredictable system. On the investing side, we’re tackling the dominance of U.S. stocks since 2008, asking whether their reign is coming to an end. We’ll explore the rise of cryptocurrencies, the risks of betting too heavily on any one market, and why diversification remains critical to long-term financial success.

Key moments:

(01:23) How reopening the ICR plan lets high-income borrowers qualify for forgiveness and PSLF

(03:16) U.S. stocks have outperformed international markets by 3.5x since 2008

(07:23) Bitcoin’s wild swings, why it mirrors U.S. stocks but amplifies market moves

(11:45) Why investors tend to chase risky stocks and overlook safer opportunities

(15:40) The importance of a diversified portfolio for professionals, no matter your student loan debt

(16:49) Key investment strategies to prioritize as 2025 approaches

Links mentioned:

Like the show? There are several ways you can help!

Feeling helpless when it comes to your student loans?

Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

  continue reading

357集单集

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