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PODCAST #249 Georgia Workers' Compensation Lawyer - What is an excluded driver?
Manage episode 378792513 series 2875491
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Okay, so, you were in a car wreck in Georgia. You're rear ended by someone who is what is called an "excluded driver". You're likely not gonna find that out at the scene. It's usually whenever you send off a letter of representation to the at fault insurance carrier, They'll say, "Hey!" "Sorry bad news." "We're not going to accept any type of liability on this claim." "And we're going to send you what's called a reservation of rights letter." Do some research. And then all the sudden, Oh! Turns out the default driver is an excluded driver. What is an excluded driver? Excluded driver, typically, that is when parents have children that they don't feel very safe and they exclude them off their insurance. And they're not supposed to be driving their car. Happens all the time. And they get wrecks all the time. However, that means that unless that child has its own insurance coverage, there is no coverage. So, where do you go from there? You got to look at your underinsured motorist coverage. This is why we always saying, by as much of that as you can get. Stay safe!
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