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Monthly Fixed Pay ETFs & Funds Are a Brain Fart!

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Manage episode 456348673 series 3460431
内容由Unconventional Wisdom & Advice Inc. and Ed Rempel提供。所有播客内容(包括剧集、图形和播客描述)均由 Unconventional Wisdom & Advice Inc. and Ed Rempel 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

I talk with people all the time who have an ETF or mutual fund that pays a fixed monthly amount. In most cases, they misunderstand it.

Most think they are receiving regular income—but chances are, it’s usually a brain fart.

Many investors misunderstand how these monthly pay investments work.

From covered call ETFs and dividend funds to monthly income funds, mortgage funds, T8/T6 mutual funds, and REITs, the mechanics can be confusing—and the implications even more so.

In my latest podcast episode you’ll learn:

  • Why are monthly pay ETFs and funds a brain fart?

  • How do fixed monthly pay ETFs or funds work?

  • Why is a monthly distribution not part of your rate of return?

  • What is the difference between a distribution and a dividend?

  • Why is a monthly distribution not new money?

  • Why does a monthly distribution = Selling shares?

  • Why does a reinvested distribution = No distribution?

  • Why do covered call funds usually have lower returns but higher tax?

  • Why are monthly pay ETFs/funds a problem for retirement income?

  • Why are monthly pay ETFs/funds a problem for leverage investors?

  • How can we get out of the Brain Fart?

  • How can you perfect monthly pay funds?

  • What are self-made dividends?

  • Why are self-made dividends a perfect fit for your life?

  continue reading

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Manage episode 456348673 series 3460431
内容由Unconventional Wisdom & Advice Inc. and Ed Rempel提供。所有播客内容(包括剧集、图形和播客描述)均由 Unconventional Wisdom & Advice Inc. and Ed Rempel 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

I talk with people all the time who have an ETF or mutual fund that pays a fixed monthly amount. In most cases, they misunderstand it.

Most think they are receiving regular income—but chances are, it’s usually a brain fart.

Many investors misunderstand how these monthly pay investments work.

From covered call ETFs and dividend funds to monthly income funds, mortgage funds, T8/T6 mutual funds, and REITs, the mechanics can be confusing—and the implications even more so.

In my latest podcast episode you’ll learn:

  • Why are monthly pay ETFs and funds a brain fart?

  • How do fixed monthly pay ETFs or funds work?

  • Why is a monthly distribution not part of your rate of return?

  • What is the difference between a distribution and a dividend?

  • Why is a monthly distribution not new money?

  • Why does a monthly distribution = Selling shares?

  • Why does a reinvested distribution = No distribution?

  • Why do covered call funds usually have lower returns but higher tax?

  • Why are monthly pay ETFs/funds a problem for retirement income?

  • Why are monthly pay ETFs/funds a problem for leverage investors?

  • How can we get out of the Brain Fart?

  • How can you perfect monthly pay funds?

  • What are self-made dividends?

  • Why are self-made dividends a perfect fit for your life?

  continue reading

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