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Ep.35- Building An Emergency Fund
Manage episode 378526559 series 3457924
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🚨 EMERGENCY FUND 101 🚨
Did you know that a whopping 51% of Americans have less than 3 months of savings (Bankrate)? 😱 That's like trying to navigate a financial minefield without a map! 🧭
Rule of thumb: Your emergency fund should be 3-6 months of EXPENSES, not income! 🧾 So, if pizza night is part of your budget (of course it is 🍕), that goes in there too!
💰 Now, where do you park this rainy day treasure? ☔️ Definitely not under your mattress - too lumpy! 😆
🏦 Opt for a high-yield savings account or a money market account. 💳They keep your funds secure and growing - like your own financial secret garden! 🌱💰
Your emergency fund is like your financial superhero cape – ready to swoop in when you need it most. 🦸♀️✨
Remember, financial superheroes are MADE, not born. 💪 Share your emergency fund tips below, and let's build a financially resilient Michigan, one slice of pizza at a time! 🍕🏠💰
#EmergencyFund101 #FinancialSuperhero #MichiganMoneyMagic #WealthyHOMES
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