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Spitballing Retirement During the Expensive Kid Years - 485

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Manage episode 423004628 series 1375495
内容由Your Money, Your Wealth, Joe Anderson, Alan Clopine, and CPA of Pure Financial Advisors提供。所有播客内容(包括剧集、图形和播客描述)均由 Your Money, Your Wealth, Joe Anderson, Alan Clopine, and CPA of Pure Financial Advisors 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Market declines just before you retire, or early in your retirement, can really screw up your retirement income strategy. If you’re in the middle of the expensive kid years, how do you avoid this sequence of returns risk when making your retirement plans? That’s “Jaclyn Smith’s” question, today on Your Money, Your Wealth® podcast 485 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, can Vern’s wife collect Social Security at age 63, then switch to spousal benefits at age 70? Matt wants to know if 2026 catch-up Roth contributions will be subject to the pro-rata rule, and Tom and Amy are trying to figure out how to avoid Medicare’s monthly income-related adjustment amount, or IRMAA, in their plan for Roth conversions. Free financial resources and transcript: https://bit.ly/ymyw-485

How to Build a Recession-Proof Portfolio - YMYW TV

Recession Protection Guide - free download

The Election is Coming: Should You Sell? - read the blog

Investment Vehicle Selection: SMA vs. ETF vs. Mutual Fund – Which One Best Fits You? - read the blog

Is Roth IRA Money Taxed Twice? Watch the latest YMYW Extra

Schedule a free financial assessment

Ask Joe & Big Al for your Retirement Spitball Analysis

Timestamps:

00:00 - Intro

00:49 - How to Minimize Sequence of Returns Risk When Spitballing Retirement in the Expensive Kid Years? (Jaclyn Smith)

17:18 - Collect Social Security Early at Age 63, Then Switch to Spousal Benefits at Age 70? (Vern, Beautiful Portland Oregon)

23:30 - Will 2026 Catch-Up Contributions to Roth Be Subject to Pro-Rata Rule? (Matt, TX)

23:47 - Should We Do Roth Conversions? What About Medicare IRMAA? (Tom & Amy, Northern MN)

31:51 - The Derails

  continue reading

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Manage episode 423004628 series 1375495
内容由Your Money, Your Wealth, Joe Anderson, Alan Clopine, and CPA of Pure Financial Advisors提供。所有播客内容(包括剧集、图形和播客描述)均由 Your Money, Your Wealth, Joe Anderson, Alan Clopine, and CPA of Pure Financial Advisors 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal

Market declines just before you retire, or early in your retirement, can really screw up your retirement income strategy. If you’re in the middle of the expensive kid years, how do you avoid this sequence of returns risk when making your retirement plans? That’s “Jaclyn Smith’s” question, today on Your Money, Your Wealth® podcast 485 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, can Vern’s wife collect Social Security at age 63, then switch to spousal benefits at age 70? Matt wants to know if 2026 catch-up Roth contributions will be subject to the pro-rata rule, and Tom and Amy are trying to figure out how to avoid Medicare’s monthly income-related adjustment amount, or IRMAA, in their plan for Roth conversions. Free financial resources and transcript: https://bit.ly/ymyw-485

How to Build a Recession-Proof Portfolio - YMYW TV

Recession Protection Guide - free download

The Election is Coming: Should You Sell? - read the blog

Investment Vehicle Selection: SMA vs. ETF vs. Mutual Fund – Which One Best Fits You? - read the blog

Is Roth IRA Money Taxed Twice? Watch the latest YMYW Extra

Schedule a free financial assessment

Ask Joe & Big Al for your Retirement Spitball Analysis

Timestamps:

00:00 - Intro

00:49 - How to Minimize Sequence of Returns Risk When Spitballing Retirement in the Expensive Kid Years? (Jaclyn Smith)

17:18 - Collect Social Security Early at Age 63, Then Switch to Spousal Benefits at Age 70? (Vern, Beautiful Portland Oregon)

23:30 - Will 2026 Catch-Up Contributions to Roth Be Subject to Pro-Rata Rule? (Matt, TX)

23:47 - Should We Do Roth Conversions? What About Medicare IRMAA? (Tom & Amy, Northern MN)

31:51 - The Derails

  continue reading

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