最佳Retirement Education播客 (2024)

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#102 - Highlights of the 2024 Social Security Trustees Report 40:13

4d ago40:13

40:13

Andy gives a summary of the key takeaways from the recently released 2024 Social Security Trustees Report Links in this episode: The 2024 Social Security Trustees Report - here The "Summary of Provisions That Would Change the Social Security Program" - here Tenon Financial monthly e-newsletter - Retirement Planning Insights Facebook group - Retirem…

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10 Retirement Planning Essentials in Your 50's No One is Telling You! 8:45

6d ago8:45

8:45

Send us a Text Message. In this episode of the Capital Wealth Group podcast, George Jameson, CFP®, MBA, from Columbia, SC, returns after a brief hiatus to discuss the critical topic of retirement planning in your 50s. Building on previous episodes about common mistakes to avoid, George delves into the "10 Essentials You Should Do in Your 50s." Welc…

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#101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE! 34:24

11d ago34:24

34:24

Listener Q&A where Andy talks about: How to choose a brokerage firm/custodian to use ( 3:00 ) How frequently to rebalance your portfolio ( 11:46 ) Annual 401(k) contribution limits between employee and employer contributions ( 14:55 ) Understanding gift taxes, when a gift tax return is required, the lifetime gift/estate size exemption and the annua…

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#100 – 100th episode celebration!!! Andy's 100 words of retirement planning wisdom 1:30:56

18d ago1:30:56

1:30:56

Thank you for your support through 100 episodes!!! 🥳 To celebrate the milestone of the 100th episode, Andy shares his 100 best bits of retirement planning wisdom, broken up into 10 topics of 10 pieces of wisdom each. The 10 topics are: 1) Investments, 2) Social Security, 3) Medicare, 4) Taxes, 5) Estate & Legacy Planning, 6) Annuities & Life Insura…

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#099 – Retirement planning chat with a "real" person, Al DiSalvio 1:02:45

25d ago1:02:45

1:02:45

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Al DiSalvio, who lives in New Jersey and plans on retiring in 2025. They talk about a wide array of retirement planning topics such as when Al started getting serious about retirement planning, what he wishes he would have known earl…

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#098 – Retirement planner chat, with Lauren Hunt from Daybreak Wealth Management 1:13:01

1M ago1:13:01

1:13:01

Andy chats with fellow retirement planner Lauren Hunt, CFP®, from Daybreak Wealth Management. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in reti…

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#097 – Inherited IRA Required Minimum Distribution ("RMD") rules 44:23

1M ago44:23

44:23

Explanation of the Required Minimum Distribution ("RMD") rules for inherited IRAs Links in this episode: The IRS's Single Life Expectancy Table Charles Schwab's Inherited IRA Withdrawal Rules Tenon Financial monthly e-newsletter - Retirement Planning Insights Facebook group - Retirement Planning Education (formerly Taxes in Retirement) YouTube chan…

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#096 - Q&A edition...US government debt concerns, Health Savings Accounts, how to estimate taxes and MORE! 45:51

2M ago45:51

45:51

Listener Q&A where Andy talks about: Am I concerned about the increasing amount of US government debt, and how do I think it will impact retirees' investments ( 1:32 ) Are there any custodians that offer Roth versions of SEP IRAs ( 16:58 ) Is there a simple way to estimate what your total taxes will be for the year ( 19:28 ) Could it make sense to …

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#095 – Retirement planning chat with a "real" person, Judy Ocaya 1:23:22

2M ago1:23:22

1:23:22

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Judy Ocaya, who lives in California and retired in 2019. They talk about a wide array of retirement planning topics such as when Judy started getting serious about retirement planning, what she wishes he would have known earlier, how…

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#094 – Retirement planner chat, with David and Mary Oransky from Laminar Wealth 1:25:49

2M ago1:25:49

1:25:49

Andy chats with fellow retirement planners Devin Oransky and Mary Oransky, from Laminar Wealth. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in re…

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#093 – Advisory fees...the good, the bad, the ugly 1:32:22

2M ago1:32:22

1:32:22

Discussion of the different ways in which advisory firms charge fees, why the percentage of assets under management fee is illogical and unfair, and what alternate fee structures may be less illogical and less unfair Links in this episode: FINRA's BrokerCheck - here My article about trying to quantify the "value" of advisory services - here Tenon F…

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#092 - Q&A edition...determining state tax residency, tax underpayment penalties and MORE! 35:42

2M ago35:42

35:42

Listener Q&A where Andy talks about: How to establish tax residence in a new state, and how to leave tax residence in your old state Carrying over capital loss deductions Minimizing or eliminating underpayment interest penalties by "annualizing" income using Form 2210 When in the tax return season should you file your return Is an advisory fee of 1…

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The Ultimate Guide to Roth IRA Conversions: Pros, Cons and Strategies 7:34

3M ago7:34

7:34

Send us a Text Message. On this episode of The Retirement Guide, George breaks down the strategy of Roth IRA conversions. Learn the pros and cons of transferring funds from traditional retirement accounts to Roth accounts, including the tax implications. Find out the ideal times for conversions and situations where they may not make sense. Get tips…

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#091 – Retirement planning chat with a "real" person, Tom Santi 1:17:23

3M ago1:17:23

1:17:23

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Tom Santi, who lives in Florida and is currently in a part-time/transitional work phase leading toward retirement. They talk about a wide array of retirement planning topics such as when Tom started getting serious about retirement p…

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#090 – Retirement planner chat, with Devin Carroll from Carroll Advisory Group 1:25:07

3M ago1:25:07

1:25:07

Andy chats with fellow retirement planner Devin Carroll, from Carroll Advisory Group. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement p…

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#089 – Understanding the S&P 500 index and why it's NOT the right benchmark for your portfolio 37:54

3M ago37:54

37:54

Explanation of what the S&P 500 index is, what it measures, how it works and why it's NOT the right benchmark to use for your portfolio and it's returns Links in this episode: Portfolio Visualizer website - here Tenon Financial monthly e-newsletter - Retirement Planning Insights Facebook group - Retirement Planning Education (formerly Taxes in Reti…

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#088 – Retirement planning considerations for women, with Laura Adams 1:08:28

3M ago1:08:28

1:08:28

Andy talks with Laura Adams, author and host of the The Money Girl podcast, about retirement planning considerations and issues unique to women Links in this episode: Laura's website - https://lauradadams.com/ Laura's podcast - The Money Girl Laura's newsletter - The Money Stack Tenon Financial monthly e-newsletter - Retirement Planning Insights Fa…

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Top 10 Retirement Mistakes for Those in their 50's: Planning for Your Golden Years! 10:15

4M ago10:15

10:15

Send us a Text Message. In this episode of "The Retirement Guide Podcast" with George Jameson, CFP®, we dive into the top 10 retirement mistakes to avoid in your 50s. George offers invaluable insights to help you navigate this critical phase of life. Learn how to save smarter, manage debt, invest wisely, and more, ensuring a secure and fulfilling r…

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#087 - Q&A edition...tax return filing statuses, advisor succession plans and MORE! 46:31

4M ago46:31

46:31

Listener Q&A where Andy talks about: The summary of the five different tax return filing statuses Whether a particular listener could file as Head of Household for his 22 year-old son in college How to get the 1099-INT form if you sold any I Bonds last year Whether you can still do a 2023 Roth conversion now, in February 2024 What to look for and a…

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#086 – Retirement planning chat with a "real" person, Bill Stevenson 1:01:53

4M ago1:01:53

1:01:53

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Bill Stevenson, a married military retiree currently living in Hawaii. They talk about a wide array of retirement planning topics such as when Bill started getting serious about retirement planning, what he wishes he would have known…

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#085 – Retirement planner chat, with Brian Tegtmeyer from Truly Prosper Financial Planning 59:41

4M ago59:41

59:41

Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlo…

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Simplify & Freedom: Reimagine Your Retirement 9:16

4M ago9:16

9:16

Send us a Text Message. Get expert advice tailored to your unique goals. Join George Jameson, CFP®, MBA, in "The Retirement Guide" as he unveils a revolutionary approach to planning your dream retirement. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Flat Fee Only Advisory firm. Whether yo…

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#084 – Understanding Target Date Retirement Funds 53:18

4M ago53:18

53:18

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc. Links in this episode: Episode #060 of the Retirement Planning Education podcast about mutual funds Tenon Financial monthly e-newsletter - Retirement Planning Insights Facebook group - Retirement Planning Education (form…

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10 Retirement Planning Mistakes (and How to Avoid Them Like a Pro!) 10:45

4M ago10:45

10:45

Send us a Text Message. Join me on "The Retirement Guide" podcast as we uncover and avoid the top 10 retirement planning mistakes. From procrastination to market rollercoasters, we'll navigate the pitfalls and guide you towards a secure retirement. Tune in and start building your dream retirement today! Welcome to "The Retirement Guide" Podcast! I'…

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#083 - Q&A edition...Solo 401(k)s, tax gain harvesting, bonds vs bond funds and MORE! 45:44

5M ago45:44

45:44

Listener Q&A where Andy talks about: For those who have solo 401(k) plans, when having to file Form 5500EZ is required What's tax gain harvesting and when it's beneficial How to select between online banks that offer high yield savings accounts Bonds vs bonds funds and what should be considered when figuring out how to invest the bond portion of yo…

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#082 – Retirement planning chat with a "real" person, David Folts 1:26:02

5M ago1:26:02

1:26:02

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio. They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for t…

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Bitcoin ETFs: Stepping Stone to Bitcoin Riches or Risky Gamble? 10:18

5M ago10:18

10:18

Send us a Text Message. In this episode of "The Retirement Guide" by George Jameson CFP®, MBA, the focus is on the recent introduction of Bitcoin exchange-traded funds (ETFs). The podcast explores the potential gains and downsides of investing in Bitcoin, emphasizing its high-risk nature. The podcast suggests considering the pros and cons of ETFs v…

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#081 – Retirement planner chat, with Larry Pershing from Optimum Retirement Planning 1:34:02

5M ago1:34:02

1:34:02

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overloo…

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#080 – How to lower your taxes in 2024 35:49

5M ago35:49

35:49

Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of tips on how to reduce your taxes (not actually just in 2024; the tips in the article can apply to ANY year) Links in this episode: Tenon Financial monthly e-newsletter - Retirement Planning Insights Fac…

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Is That Roth Conversion Worth It? 5 Surprising Reasons to Say No! 10:09

5M ago10:09

10:09

Send us a Text Message. In this episode of The Retirement Guide Podcast, George Jameson, CFP®, MBA dives into the complexities of Roth conversions. Discover the key considerations and scenarios where this strategy may not be the ideal choice for your retirement journey. From upfront tax burdens to charitable intentions, explore the nuanced aspects …

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Harold Evensky's Mastermind: Conquer Retirement Withdrawals with the Two-Bucket Strategy! 12:58

6M ago12:58

12:58

Send us a Text Message. In this episode of "The Retirement Guide" with George Jameson, CFP®, MBA of Capital Wealth Group, listeners are treated to an in-depth exploration of the time-tested and straightforward Two-Bucket Strategy for retirement planning. Host George Jameson simplifies the complex world of retirement income by introducing the origin…

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Retirement Planning Education is coming back! 11:13

6M ago11:13

11:13

You read that right...the Retirement Planning Education podcast is BACK! :-) New weekly episodes will begin Thursday, January 4th 2024. Be there or be square. Links in this episode: Facebook group - Retirement Planning Education (formerly Taxes in Retirement) YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)…

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5 Retirement Income Hacks You Wish You Knew Sooner: Avoid Mistakes and Maximize Your Money 11:51

6M ago11:51

11:51

Send us a Text Message. No more retirement fear! Unlock stress-free income in your golden years with George Jameson, CFP®, MBA, on The Retirement Guide. Learn 5 actionable "hacks" to avoid mistakes and maximize your money. Retire rich, stay active, and live your best life! #retirementplanning #goldenyears #financialfreedom Welcome to "The Retiremen…

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Mastering Asset Allocation for Retirement: A Deeper Dive for Those Nearing the Golden Years 7:02

6M ago7:02

7:02

Send us a Text Message. Join George Jameson, CFP® and MBA, on The Retirement Guide Podcast as he continues the insightful journey into optimizing your retirement strategy. In this episode, 'Mastering Asset Allocation in Retirement: A Deeper Dive (Part ,' discover essential tips and strategies for retirees to achieve financial security. George break…

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Balancing Act: Navigating the Art and Science of Asset Allocation 8:13

6M ago8:13

8:13

Send us a Text Message. Join George Jameson, CFP®, MBA, in this insightful episode of 'The Retirement Guide' as we dive into the intricate world of asset allocation. Discover the key principles behind constructing a resilient financial portfolio, exploring the mix of traditional assets such as equities, bonds, and cash equivalents. George shares ex…

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How to Plan for a Tax-Efficient Retirement? Part 3 11:30

7M ago11:30

11:30

Send us a Text Message. Join George Jameson, CFP®, MBA, in this episode of The Retirement Guide Podcast as he uncovers the little-known secret of Asset Location. Discover how strategically placing your assets can save you thousands in retirement taxes. George shares practical examples and explores tax-efficient strategies, including the crucial rol…

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How to Plan for a Tax-Efficient Retirement? Part 2 12:42

7M ago12:42

12:42

Send us a Text Message. In this episode of "The Retirement Guide" with George Jameson, CFP®, MBA, we dive into Part 2 of "How to Plan for Taxes in Retirement: The Retirement Opportunity Zone Age 55 - 75." Explore key ages and milestones from 55 to 75, discovering tax planning opportunities and potential savings. Don't miss this comprehensive guide …

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How to Plan for a Tax-Efficient Retirement? Part 1 9:19

7M ago9:19

9:19

Send us a Text Message. In this episode of The Retirement Guide Podcast, George Jameson, CFP®, MBA, discusses Part 1 of 3 episodes on How to Plan for Taxes in Retirement. If you are 50 years or older and want to reduce your taxes in retirement, this 3-part series is for you. In this episode, George goes over some basic information about taxes in re…

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Top 10 Retirement Tips for Those in Their 50's: Planning for Your Golden Years! 10:14

7M ago10:14

10:14

Send us a Text Message. In this episode of 'The Retirement Guide', hosted by George Jameson, CFP®, MBA, dive into invaluable insights and expert advice on retirement planning. George shares a wealth of knowledge to empower you with the tools needed to navigate the complexities of retirement preparation. From assessing your current financial situati…

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Maximizing Social Security Benefits: When to Start and Key Considerations 13:10

8M ago13:10

13:10

Send us a Text Message. Discover the optimal time to start your Social Security benefits and gain valuable insights into key considerations. Join George Jameson, owner of Capital Wealth Group, as he provides expert guidance on retirement planning in this insightful episode of The Retirement Guide podcast. George can be reached at (803) 250-6464 or …

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Should You Still Own International Stocks? 11:34

8M ago11:34

11:34

Send us a Text Message. Join us in this episode as we dive into the world of international stock investing. We'll tackle crucial questions about allocation, the impact of home bias, and the significant role of non-U.S. stocks in the global market. Uncover the benefits, potential risks, and the best strategies for approaching international stock inv…

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Estate Planning: Top 10 Estate Planning Documents You Need to Know! 10:27

8M ago10:27

10:27

Send us a Text Message. Join us as we demystify estate planning, a crucial step for everyone, regardless of wealth. Discover the power of legal guidance and explore online resources for seamless planning. We'll walk you through essential documents, from wills to trusts, and offer expert advice for a smoother process. Don't miss this considerate ges…

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Estate Planning: Wealth Transfer Tips for Baby Boomers 11:02

8M ago11:02

11:02

Send us a Text Message. In this episode of The Retirement Guide, we offer guidance to Baby Boomers on effective estate planning and passing down wealth. We emphasize clear goals, balanced communication, and educating heirs. We discuss options like trusts and charitable giving. Plus, we highlight the importance of regular reviews. Tune in for a smoo…

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Estate Planning - Do's & Don'ts of an Inheritance 7:47

9M ago7:47

7:47

Send us a Text Message. Welcome to "The Retirement Guide" In this episode, we focus on the pivotal moment of inheriting a substantial sum of money. This windfall can be both a blessing and a responsibility, demanding careful consideration and thoughtful planning. We share practical advice and real-life experiences to provide a comprehensive guide f…

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Mastering Emotions: A Guide to Successful Investing 9:38

9M ago9:38

9:38

Send us a Text Message. Explore the intricacies of managing emotions in the world of investing. From fear to greed and impatience, learn how to navigate these common pitfalls and make informed decisions. Discover why timing plays a crucial role in investment success and gain insights on achieving long-term financial goals. Join us for a journey tow…

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Dividend Stock Investing: Risk, Rewards, and Strategies for Retirement 11:59

9M ago11:59

11:59

Send us a Text Message. In this episode, we dive into the world of dividend stock investing, exploring the pros, cons, and risks that come with it. Join us as we unravel the myth of safety surrounding individual dividend stocks and discover the factors that can make this approach riskier than perceived. We'll also explore alternative strategies to …

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S&P 500 Secrets: Why Outperforming is Easier Said Than Done 8:39

9M ago8:39

8:39

Send us a Text Message. Uncover the challenges of outperforming the S&P 500 Index and holding individual stocks, regardless of whether you're a DIY investor or have a Financial Advisor. Join us to learn the suggested strategy for most investors. Tune in for invaluable insights. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson…

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Decoding Financial Advisors: Fee-Based vs. Fee-Only 9:30

9M ago9:30

9:30

Send us a Text Message. Join us in this episode as we unravel the complexities of financial advisor fees. Discover the distinctions between the fee-based and fee-only models, uncovering the impact on your financial well-being. Gain insights into transparent compensation structures that prioritize your interests. Let's demystify financial advisor fe…

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"Backdoor Roth IRA and Roth Conversion Guide: Benefits, Process, and Considerations 11:56

10M ago11:56

11:56

Send us a Text Message. Unlock the world of Roth IRAs, Backdoor Contributions, and Roth Conversions in this episode. Discover the power of tax-free growth, explore eligibility for contributions, and learn the step-by-step process of backdoor contributions. Delve into the benefits of Roth Conversions, from tax diversification to estate planning. We'…

1
7 Ways to Reduce Your Taxes in Retirement 12:06

10M ago12:06

12:06

Send us a Text Message. In this episode, we uncover seven powerful strategies to cut down on taxes during retirement. Discover how to sequence your income withdrawals, optimize your asset placement, execute Roth conversions strategically, and use tax loss harvesting to your advantage. Learn about avoiding Medicare premium surcharges, maximizing the…

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