Understanding Fees in Your 401(k) Plan

The Savvy Investor Podcast

#Trading #Business News #Business #Podcasting Education #News #Impact Partnership #Mike Canet

1:14:43

Artificial intelligence is evolving at an unprecedented pace—what does that mean for the future of technology, venture capital, business, and even our understanding of ourselves? Award-winning journalist and writer Anil Ananthaswamy joins us for our latest episode to discuss his latest book Why Machines Learn: The Elegant Math Behind Modern AI . Anil helps us explore the journey and many breakthroughs that have propelled machine learning from simple perceptrons to the sophisticated algorithms shaping today’s AI revolution, powering GPT and other models. The discussion aims to demystify some of the underlying math that powers modern machine learning to help everyone grasp this technology impacting our lives, even if your last math class was in high school. Anil walks us through the power of scaling laws, the shift from training to inference optimization, and the debate among AI’s pioneers about the road to AGI—should we be concerned, or are we still missing key pieces of the puzzle? The conversation also delves into AI’s philosophical implications—could understanding how machines learn help us better understand ourselves? And what challenges remain before AI systems can truly operate with agency? If you enjoy this episode, please subscribe and leave us a review on your favorite podcast platform. Sign up for our newsletter at techsurgepodcast.com for exclusive insights and updates on upcoming TechSurge Live Summits. Links: Read Why Machines Learn, Anil’s latest book on the math behind AI https://www.amazon.com/Why-Machines-Learn-Elegant-Behind/dp/0593185749 Learn more about Anil Ananthaswamy’s work and writing https://anilananthaswamy.com/ Watch Anil Ananthaswamy’s TED Talk on AI and intelligence https://www.ted.com/speakers/anil_ananthaswamy Discover the MIT Knight Science Journalism Fellowship that shaped Anil’s AI research https://ksj.mit.edu/ Understand the Perceptron, the foundation of neural networks https://en.wikipedia.org/wiki/Perceptron Read about the Perceptron Convergence Theorem and its significance https://www.nature.com/articles/323533a0…

大约1年之前 12:11

MP3•单集首页

Mike and Ryan discuss the fundamentals of 401(k) plans, emphasizing their importance in retirement planning. They explain how these employer-sponsored retirement accounts work, the significance of employer matching contributions, and the necessity of understanding fees and investment options.

Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i

🖱️ Facebook- https://bit.ly/3PmJcSt

🖱️ LinkedIn- https://bit.ly/44T88a9

🖱️ Twitter- https://bit.ly/3PHxqDJ

See omnystudio.com/listener for privacy information.

262集单集

Understanding Fees in Your 401(k) Plan

The Savvy Investor Podcast

published 大约1年之前

MP3•单集首页

Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i

🖱️ Facebook- https://bit.ly/3PmJcSt

🖱️ LinkedIn- https://bit.ly/44T88a9

🖱️ Twitter- https://bit.ly/3PHxqDJ

See omnystudio.com/listener for privacy information.

262集单集

#Trading #Business News #Business #Podcasting Education #News #Impact Partnership #Mike Canet

所有剧集

1
Hidden Risks in Your 401k | Is Your Retirement Portfolio Too Risky? 12:35

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1
The 6 Milestone Ages in Retirement 10:32

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Are you aware of these key ages in retirement planning? Katherine Groce & Samantha Nash cover significant retirement ages that retirees should understand when it comes to: 1) Penalty-free withdrawals from your 401k or TSP 2) “Supersized" catch-up contributions 3) Social Security benefits 4) Medicare enrollment 5) Current and new rules for Required Minimum Distributions (RMDs) Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Shaq’s Retirement Secret: Is It Right For You? 13:35

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Are annuities the secret to a secure retirement? Shaquille O'Neal recently shared how annuities have become a vital part of his financial strategy. Ryan Herbert explains that annuities, although often misunderstood, can be an effective tool for generating consistent retirement income when used properly. He also explores various retirement income options, including stocks, preferred stocks, and annuities, explaining their pros and cons. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Federal Employees’ Guide to Navigating Retirement 13:45

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Retiring from the federal government can be a complex process, with numerous elements to consider, such as pensions, healthcare, and “leave” payouts. Katherine Groce and Samantha Nash discuss Trump’s recent administrative changes which have added another layer of complexity, potentially impacting the optimal retirement timing. Katherine and Samantha dive into why federal employees must weigh their options carefully, considering incentive packages and procedural intricacies like TSP rollovers and Roth conversions. Long-time employees may discover they are effectively "working for free," underscoring the importance of accurate financial planning for a secure retirement. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
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Retiring from the federal government is filled with complexities, but understanding the best timing and navigating the benefits can make a significant difference. Mike Canet discusses why federal employees face unique challenges, such as figuring out the optimal retirement date, maximizing years of service, and making healthcare and benefit decisions. Changes in government policies and the creation of DOGE add another layer of uncertainty and opportunity. Mike sheds light on the intricacies of federal retirement, emphasizing the importance of meticulous planning to ensure a smooth transition. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Are You Truly Ready for Retirement? | 3 Things to Know 12:41

大约1年之前12:41

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Retirement is approaching faster than you think and knowing if you’re actually prepared comes down to a few key factors. Ryan Herbert addresses the importance of having a detailed retirement plan that includes income streams, tax efficiency, and financial security. He highlights why it’s essential to work with a professional who can guide you through the complexities of retirement planning, ensuring that your savings last throughout your retirement years. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Is Your Financial Advisor Missing This Important Step? 13:24

大约1年之前13:24

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Steph Curry believes his retirement is near and shares the mindset he has as his playing career is in its final years. Ryan Herbert addresses Curry’s mindset and how it relates to people nearing their retirement. He emphasizes the need for an income plan and outlines the steps that need to be taken to ensure you don’t outlive your life savings. Ryan also highlights tax efficiency and discusses the transition from the accumulation phase to the distribution phase in retirement. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Are You Missing These Crucial Tax Strategies for Your Retirement? 29:32

大约1年之前29:32

29:32

In this episode, Samantha Nash draws parallels between preparing for a snowstorm and preparing for retirement, emphasizing the importance of planning to ensure your lifestyle, healthcare, and legacy are secure. She explains that without proper tax planning and doing nothing, you could lose 20 to 30% of your retirement savings in retirement. Samantha debunks the myth that taxes will automatically be lower in retirement, highlighting that many people may end up in the same or higher tax brackets due to required minimum distributions (RMDs), pensions, and social security. She highlights the value of strategies such as Roth conversions, tax loss harvesting, and income tax minimization to protect your assets from taxes. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
Will DOGE Cause Layoffs? What Federal Employees Need to Know 11:00

大约1年之前11:00

11:00

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1
The 3 Things That Are Crucial to Understand When You Retire 14:28

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1
Will You Run Out of Money if You Retire Early? Consider These 3 Options 15:19

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1
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大约1年之前10:11

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1
Unlocking Tax-Free Wealth: The Power of Life Insurance 15:07

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Imagine growing your wealth tax-free and leaving a legacy for your loved ones. In this episode, Mike Canet delves into the benefits of using life insurance policies as a tax-efficient investment tool, contrasting it with traditional 401(k) plans. By investing in life insurance, you can potentially achieve a higher rate of return without the burden of taxes, both when contributing and withdrawing. Mike emphasizes the importance of balancing today's needs with future planning, ensuring financial advantages for both you and your heirs. Additionally, this episode touches on the current political landscape and its impact on federal spending, urging listeners to make informed decisions about their finances. Join the conversation to learn how to navigate the Secure Act 2.0 and optimize your financial strategy. Want to begin building your retirement plan? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ Twitter- https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.…

1
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1
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