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NerdWallet's Smart Money Podcast


Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/advance healthcare directives, and durable powers of attorney — tools that can ensure your wishes are carried out and help your loved ones avoid probate. They also share when to update your documents, how beneficiary designations can override your will, and three simple to-dos to get started without feeling overwhelmed. Then, mortgage and student loans writer Kate Wood joins Sean and Elizabeth to answer a listener’s question about paying a loan back to her parents. They explore how family loans and lending circles work, why it’s important to put agreements in writing (and when notarizing helps), and the impact informal loans can have on your credit. They also weigh different ways to set money aside, comparing high-yield savings accounts with taxable brokerage accounts invested in ETFs and considering timelines, growth potential, and tax trade-offs. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: estate planning, will vs trust, revocable trust, living will, durable power of attorney, healthcare proxy, advance healthcare directive, probate explained, beneficiary designation vs will, update beneficiaries after marriage, how often to update a will, intestate meaning, avoid probate, family loan agreement, lend money to family safely, informal lending, lending circle, saving circle, notarized loan contract, pros and cons of family loans, protect relationships when lending money, credit score and informal loans, high-yield savings accounts, taxable brokerage accounts, ETF basics for beginners, repaying parents for college, fiduciary roles in estate planning, power dynamics of lending to friends, writing a repayment schedule, when to use a trust for minors, and retitling assets into a trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
Focus on the Things You Can Control
Manage episode 461434322 series 3369248
内容由Martine Ellis提供。所有播客内容(包括剧集、图形和播客描述)均由 Martine Ellis 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
This episode explores Covey’s Circles of Concern, Influence, and Control as a simple strategy for managing stress and overwhelm. Things I mentioned in this episode include:
Janis Ozolins’s Explain Ideas Visually
32集单集
Manage episode 461434322 series 3369248
内容由Martine Ellis提供。所有播客内容(包括剧集、图形和播客描述)均由 Martine Ellis 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
This episode explores Covey’s Circles of Concern, Influence, and Control as a simple strategy for managing stress and overwhelm. Things I mentioned in this episode include:
Janis Ozolins’s Explain Ideas Visually
32集单集
所有剧集
×This voice note shares my recent experience attending a silent book club for the first time. Here are links to some of the things I mention in the episode: 50 Sentences That Make Life Easier My Kindle Loops Sign up to receive my newsletter
This voice note was recorded on my recent “Thinking Day”. Here are links to some of the things mentioned: My new creative Instagram account: @ MartineMakesStuff All my photos from the August Break photography challenge Sark and Herm Priaulx Library Lifestyle-centric planning (Cal Newport)
In this voice note, I explore the idea of holidays being positive pattern disruptors by reflecting on my recent trip to Norway.
In this voice note, I talk about my experience of taking a year off alcohol. I mention the Days Since app and the Dryy Community in the episode.
In this voice note, I share some of my “quirky” hobbies and invite you to reflect on your own. Why are quirky hobbies a good idea? What is their impact on wellbeing? What can you learn from your hobbies? Here is a link to the Murdle book I mentioned in the episode: Murdle Book 1 . You can also try Murdle online at the Murdle website .…
This voice note explains why I've taken a short break from recording, why I’ve refreshed and renamed the podcast, and what’s next. I also talk briefly about my current micro-journaling experiment. Links mentioned: Deep Questions interview My Luma page (live events) My email newsletter Tana (my notetaking tool) Social media links: LinkedIn , Instagram , and X .…
This episode explores Covey’s Circles of Concern, Influence, and Control as a simple strategy for managing stress and overwhelm. Things I mentioned in this episode include: Unsplash My original doodle Janis Ozolins’s Explain Ideas Visually
This podcast episode explains why you might want to choose a word for the year and how to do it. I also share my word for 2025.
This podcast episode walks you through my process for conducting an annual review. Links I mention in this episode include: Ness Labs Plus Minus Next Get your Annual Review Blueprint
This podcast episode shares six wellbeing-driven productivity micro-habits. Links I mention in this episode include: Todoist Tana Morgen My walking pad Weekly review blog post Micro-breaks blog post Storyworthy by Matthew Dicks Stories Sell by Matthew Dicks Matthew Dicks’s TED talk Coaching with Martine…
This podcast episode explores using friction (with examples) to reinforce personal and professional boundaries. Here are links to things I mentioned in the episode: Spark (email) Mark on X Florian on X Find out more about coaching opportunities
This podcast episode explores limiting beliefs. I share an example related to my personal fitness journey. I’d love to know what you think.
This podcast episode describes my approach to managing tasks, focusing on the system rather than tools. Links mentioned include: This article on prioritising tasks: How to Prioritise Tasks When Everything is Urgent This article describing PARA from Forte Labs: The PARA Method Slow Productivity by Cal Newport (book) I talked about “do” and “due” dates in the episode; here’s an article about that: Struggling To Manage Your To-Do List? If you are interested in coaching, here’s some information: Coaching .…
In this podcast episode, I explore the importance of hobbies for wellbeing and attempt to unpick my odd tendency to turn hobbies into work. I mentioned Domestika in this episode; here’s a link: Domestika .
In this podcast episode, I share why I am getting back in touch with my creative side to support my wellbeing through hobbies, handmade crafts, and photography. Links I mention in this episode include: My Instagram account: @ heymartineellis # AugustBreak2024 About August Break 2024 Susannah Conway
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Voice Notes on Wellbeing and Productivity

This podcast episode shares my 28-day free alcohol experience and the next steps. Links mentioned in this episode include Dryy (community).
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Voice Notes on Wellbeing and Productivity

This podcast episode shares a few thoughts on running (or walking, or just moving a bit and getting some fresh air). I share my running story (I'm not REALLY a runner, am I?) Links I mention in this episode include: The Women's Running Podcast Womens Running Magazine
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Voice Notes on Wellbeing and Productivity

In this podcast episode, I compare different approaches to managing tasks and projects and pose the question: how visible is your workload? Sorry, the audio is poppy and clunky; I was recording in my car! Here are some links I mentioned: Slow Productivity by Cal Newport The PARA Method by Tiago Forte Find out more about Blueprints Hop over to martineellis.com/podcast to see a screenshot of my projects in Todoist .…
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Voice Notes on Wellbeing and Productivity

In this podcast episode, I share a recent garden centre purchase that had a (far bigger than expected) positive effect on my wellbeing (you’ll have to listen to find out what it was). Links mentioned in this episode include: Merlin Bird ID app What is Nordic Walking? The Surprising Truth About Microbreaks and Productivity…
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Voice Notes on Wellbeing and Productivity

This podcast episode celebrates a journalling milestone! Links I mention in this episode include: * The Artist’s Way by Julia Cameron (affiliate link) * 750 Words * Tana
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Voice Notes on Wellbeing and Productivity

In this podcast episode, I share a real-life, personal productivity and wellbeing challenge I’ve been experiencing lately, and how I am solving it.
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Voice Notes on Wellbeing and Productivity

This podcast episode digs into my struggles with journalling – despite understanding the benefits – and how (I think) I’ve finally established the habit. The tools I mention in this episode include: * Day One * 750 Words * The Artist’s Way * Tana
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Voice Notes on Wellbeing and Productivity

In this podcast episode, I talk about my year of health and energy (2023) and how I set and smashed my goals for the year. I also share reflections on the practice of developing an exercise habit.
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Voice Notes on Wellbeing and Productivity

The one where I relaunch my little podcast. Note that I am no longer hosting the podcast on Substack so don't worry about visiting that site. My main website is martineellis.com.
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Voice Notes on Wellbeing and Productivity

1 The Role of Self-Awareness and Resilience in Wellbeing-Driven Productivity with David Tedaldi 31:56
In this podcast, Martine interviews David Tedaldi, Co-Founder of the popular calendar and task app Morgen, about the role of self-awareness and resilience in wellbeing-driven productivity. Find out more about Morgen here . Find David on LinkedIn here .
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Voice Notes on Wellbeing and Productivity

In this podcast, Martine interviews David Tedaldi, Co-Founder of the popular calendar and task app Morgen, about the concept of an ideal week. Find out more about Morgen here Find David on LinkedIn here
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Voice Notes on Wellbeing and Productivity

Thinking and noticing while out on a walk.
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Voice Notes on Wellbeing and Productivity

Another dog walk episode from me - this one shares my thoughts about keeping a journal.
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Voice Notes on Wellbeing and Productivity

It's another dog walk episode - today I'm talking about how terrible I am at meditation and thinking about what to do instead.
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Voice Notes on Wellbeing and Productivity

Today's 'dog walk thoughts' are around listening to fiction audiobooks.
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