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NerdWallet's Smart Money Podcast


Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/advance healthcare directives, and durable powers of attorney — tools that can ensure your wishes are carried out and help your loved ones avoid probate. They also share when to update your documents, how beneficiary designations can override your will, and three simple to-dos to get started without feeling overwhelmed. Then, mortgage and student loans writer Kate Wood joins Sean and Elizabeth to answer a listener’s question about paying a loan back to her parents. They explore how family loans and lending circles work, why it’s important to put agreements in writing (and when notarizing helps), and the impact informal loans can have on your credit. They also weigh different ways to set money aside, comparing high-yield savings accounts with taxable brokerage accounts invested in ETFs and considering timelines, growth potential, and tax trade-offs. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: estate planning, will vs trust, revocable trust, living will, durable power of attorney, healthcare proxy, advance healthcare directive, probate explained, beneficiary designation vs will, update beneficiaries after marriage, how often to update a will, intestate meaning, avoid probate, family loan agreement, lend money to family safely, informal lending, lending circle, saving circle, notarized loan contract, pros and cons of family loans, protect relationships when lending money, credit score and informal loans, high-yield savings accounts, taxable brokerage accounts, ETF basics for beginners, repaying parents for college, fiduciary roles in estate planning, power dynamics of lending to friends, writing a repayment schedule, when to use a trust for minors, and retitling assets into a trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
This Week On Metro Connection: The Three Rs
Manage episode 169806674 series 1336629
内容由WAMU 88.5提供。所有播客内容(包括剧集、图形和播客描述)均由 WAMU 88.5 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
We'll get ready for Earth Day with a show about reducing, reusing, and recycling in the D.C. region.
174集单集
Manage episode 169806674 series 1336629
内容由WAMU 88.5提供。所有播客内容(包括剧集、图形和播客描述)均由 WAMU 88.5 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
We'll get ready for Earth Day with a show about reducing, reusing, and recycling in the D.C. region.
174集单集
सभी एपिसोड
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WAMU: Metro Connection

We'll hear the tumultuous and almost otherworldly tale of the effort to create a memorial to Clara Barton, founder of the American Red Cross. And we'll meet the man who's now calling the shots at the Smithsonian Institution. Plus, we'll imagine what Washington will look, smell and feel like 200 years from now.…
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WAMU: Metro Connection

This Thanksgiving week, we're digging into the Metro Connection archives, and presenting some of our favorite stories about food, family, and traditions. Enjoy!
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WAMU: Metro Connection

We'll meet a lifelong Montgomery County resident who grew up in segregated and unequal county schools, and went on to become a top-notch athlete and beloved coach to generations of students. We'll dive in to the debate over the ethics of an elite private school displacing low-income seniors. Plus, we'll hear about the building, once at the center of the Walter Reed scandal in 2007, and now slated for demolition.…
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WAMU: Metro Connection

We'll find out why a tiny sliver of land honoring a pop star-turned politico is getting a new lease on life. We'll go inside FreshPAC's decision to shut down the controversial political action committee supporting D.C. Mayor Muriel Bowser. And we'll hear why a proposed bike lane is sparking heated debates about race, economics, and displacement.…
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WAMU: Metro Connection

We'll visit a Capitol Hill rowhouse that once was home to an influential lesbian separatist collective, The Furies. And we'll meet the woman behind the effort to grant 16-year-olds the right to vote in the nation's capital. Plus, we'll stop in at the Sunday afternoon drum circle that's been a tradition in Washington since the 1960s to hear why some say the beat just isn't what it used to be.…
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WAMU: Metro Connection

We'll hear from Willard Scott, who co-hosted the wildly popular show, "The Joy Boys," with the late Ed Walker. We'll visit an unusual senior community where retired Foreign Service officers keep up with current events by inviting their ambassador friends to speak. Plus, we'll meet gun enthusiasts in Virginia who buck the stereotype that gun owners are all conservative white men.…
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WAMU: Metro Connection

This week we're bringing you a compilation of some of our best stories from 2015, plus a story about The Big Broadcast host Ed Walker, who recently announced his retirement.
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WAMU: Metro Connection

We'll hear why the former head of DDOT thinks Metro should be run like a bike-sharing system, and we'll ask whether anti-Metro angst on social media can translate to real change. Plus, we'll visit a nail salon in Prince George's County to meet one of the D.C. region's most recognizable Internet celebrities.…
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WAMU: Metro Connection

We go poking around Metro stations with a botanist, and find out why the Kennedy Center is teaming up with the U.S. Botanic Garden. We also visit a D.C. neighborhood where some residents say the city isn't doing enough to get rid of vacant and blighted properties.
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WAMU: Metro Connection

We'll find out why D.C. is selling off some of its public housing -- in the midst of an affordable housing crisis. We'll hear from commuters who are so fed up with service disruptions and delays, they say they're quitting Metro. Plus, we'll talk with people who say they've been victims of predatory car-title lending in Virginia.…
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WAMU: Metro Connection

As D.C. recovers from pope-mania, we'll hear how Washingtonians welcomed the pontiff this week, from taking selfies with cardboard cutouts to quaffing religious-themed beers. And we'll catch up with '80s pop star Thomas Dolby, and hear how he's helping transform a Baltimore neighborhood.
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WAMU: Metro Connection

With the oldest of the baby boomers turning 70 next year, we'll hear from Washingtonians launching new careers in their 50s and 60s... with their 20- and 30-something sons or daughters. Plus, with Pope Francis' Washington visit less than two weeks away, we'll hear how the "Francis effect" is playing out on D.C.'s Catholic campuses. And we'll travel to Russia, and find out why LGBT activists are fleeing homophobia and landing in D.C.…
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WAMU: Metro Connection

With Labor Day weekend here, we'll hear about a new program dedicated to helping returning citizens get jobs: by teaching them to launch their own startups after coming home from prison. We'll explore what it takes to make it as a tour guide in the nation's capital. And we'll talk with residents across the city about the recent spike in violent crime.…
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WAMU: Metro Connection

Ten years after Hurricane Katrina, we'll hear from a couple who packed up and left D.C. in 2006 to start a new life in New Orleans, helping flood victims rebuild their homes. Plus, we'll ask whether replacing Pepco with a publicly-owned utility might better serve D.C. ratepayers. And we'll hear how one woman became so frustrated by Washington's dating scene, she found a way to crowdsource love.…
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WAMU: Metro Connection

We're paying homage to the earth with a show about reducing, reusing, and recycling in the D.C. region.
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