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内容由Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio提供。所有播客内容(包括剧集、图形和播客描述)均由 Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
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What Should I Do With My Money?


As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Farewell! Live from Erin's Going Away Party
Manage episode 193342486 series 1812462
内容由Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio提供。所有播客内容(包括剧集、图形和播客描述)均由 Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Now that it is open and the smoke has all cleared, Erin McGathy left America under the radar and at her going away party sat down with Wayne for an impromptu goodbye episode. Maybe?
…
continue reading
Hosted on Acast. See acast.com/privacy for more information.
51集单集
Manage episode 193342486 series 1812462
内容由Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio提供。所有播客内容(包括剧集、图形和播客描述)均由 Dustin Marshall, Erin McGathy, Wayne Federman, and Feral Audio 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Now that it is open and the smoke has all cleared, Erin McGathy left America under the radar and at her going away party sat down with Wayne for an impromptu goodbye episode. Maybe?
…
continue reading
Hosted on Acast. See acast.com/privacy for more information.
51集单集
所有剧集
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Human Conversation with Erin McGathy and Wayne Federman

In what could be the last Human Conversation for the foreseeable future, Erin and Wayne finally get to the heart of the Gravy vs Stuffing debate that is tearing families apart this holiday season. Wayne talks about the new master class he's taking. Erin shares her controversial feelings towards Christmas songs and a certain member of the Rat Pack. Don’t miss an episode! Subscribe @ smarturl.it/humanconvo Like what you hear? Check out Emotional Hangs @ hyperurl.co/emohangs Have a sec? Check out our survey @ smarturl.it/feralsurvey Hosted on Acast. See acast.com/privacy for more information.…
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Human Conversation with Erin McGathy and Wayne Federman

In this episode Wayne learns of a mysterious suitor and Erin shares words of wisdom from her father. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

It's true, there are more Human Conversations coming your way with more of the delightful combative disputes over nothing important that you love. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Do you live the AIDS Play Lifestyle? Listen to a new Summer Session Human Conversation through a conch shell and feel the breeze and encouraging arguments. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

In true Summer Session fashion, Wayne challenges Erin to a swimming contest. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

In another installment of the breezy Summer Sessions of Human Conversation, the guitar stylings of Wayne Federman. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

From Podcast, California. Human Conversations brings you more of our Summer Sessions series. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

The Human Conversation Summer Sessions continue and now it's actually summer! Join Erin and Wayne with a special limited run of episodes. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Another from our run of episodes of Human Conversation, the "Summer Sessions". Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Erin and Wayne bring you another of their limited run episodes we call The Summer Sessions! Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Yes McFederalists! We are back for a short limited run of shows while Erin is in L.A we are calling "Summer Sessions". Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Now that it is open and the smoke has all cleared, Erin McGathy left America under the radar and at her going away party sat down with Wayne for an impromptu goodbye episode. Maybe? Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

In what may be the last Human Conversation as we know it, Erin requests some pics from her guy friends. Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

Erin has some big news she is nervous to tell Wayne about. Could this be the end of Human Conversation? Hosted on Acast. See acast.com/privacy for more information.
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Human Conversation with Erin McGathy and Wayne Federman

This holiday season, let Erin and Wayne lovingly debate their way to your heart. Hosted on Acast. See acast.com/privacy for more information.
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