

What would you do if your current retirement savings plan is built on a myth?
Our host, Danny Gudorf, flips the script on traditional retirement planning by introducing a little-known, yet powerful concept called the “Retirement Spending Smile.” Through it, he demonstrates why you may actually need 20% less in retirement income than you think to live a comfortable life!
Danny explores the groundbreaking research by CFA David Blanchett and Michael Stein, the latter of whom coined the three phases of a retiree’s spending journey: the go-go years, the slow-go years, and the no-go years. The concept illustrates how spending habits typically shift over time, which potentially frees you from the grip of over-saving and unlocks more financial freedom during your working years and beyond.
Finally, our host applies the retirement spending smile through a hypothetical yet actionable example, and offers practical next steps to get you thriving once you enter your retirement years!
Key Topics:
Resources:
55集单集
What would you do if your current retirement savings plan is built on a myth?
Our host, Danny Gudorf, flips the script on traditional retirement planning by introducing a little-known, yet powerful concept called the “Retirement Spending Smile.” Through it, he demonstrates why you may actually need 20% less in retirement income than you think to live a comfortable life!
Danny explores the groundbreaking research by CFA David Blanchett and Michael Stein, the latter of whom coined the three phases of a retiree’s spending journey: the go-go years, the slow-go years, and the no-go years. The concept illustrates how spending habits typically shift over time, which potentially frees you from the grip of over-saving and unlocks more financial freedom during your working years and beyond.
Finally, our host applies the retirement spending smile through a hypothetical yet actionable example, and offers practical next steps to get you thriving once you enter your retirement years!
Key Topics:
Resources:
55集单集
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