The Future of Sermon Preparation and Delivery (The Next Five Years) (Ep. 419)

EST. - For the Established Church with Sam Rainer and Josh King

#Religion #MBA #Business #EST Church #LifeWay Leadership Podcast Network #Established Church #Christianity

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

大约1年之前 26:58

MP3•单集首页

How will preachers study differently in the next few years? Josh and Sam talk about the changes in sermon preparation and delivery. The use of artificial intelligence is a major ethical consideration, but there are other issues at play. The coming shifts are more positive than negative.

Episode Sponsor:
Churchteams:
Are you tired of multiple applications for church check-in, giving, membership, and scheduling?
Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features.
Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.

423集单集

The Future of Sermon Preparation and Delivery (The Next Five Years) (Ep. 419)

EST. - For the Established Church with Sam Rainer and Josh King

published 大约1年之前

MP3•单集首页

423集单集

#Religion #MBA #Business #EST Church #LifeWay Leadership Podcast Network #Established Church #Christianity

所有剧集

EST. - For the Established Church with Sam Rainer and Josh King

1
Goodbye: The Last Episode (What's Next?!) (Ep. 421) 26:24

40 weeks之前26:24

26:24

Here we go—the last episode of Est.Church. Micah Fries is back for the final one! But the conversation continues...Josh and Sam are migrating the Est.Church conversation to the Rainer on Leadership podcast in January. If you are not subscribed to Rainer on Leadership, you can do so in your favorite podcasting app. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
Micah's Back! Here's the Big Update (Ep. 420) 28:45

41 weeks之前28:45

28:45

Josh and Sam welcome Micah Fries back to the show and reminisce about the early days of this podcast. Micah gives an update on his current ministry. Remember, the Est.Church conversation will move to the Rainer on Leadership podcast in January. If you are not subscribed to Rainer on Leadership, you can do so in your favorite podcasting app. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
The Future of Sermon Preparation and Delivery (The Next Five Years) (Ep. 419) 26:58

42 weeks之前26:58

26:58

How will preachers study differently in the next few years? Josh and Sam talk about the changes in sermon preparation and delivery. The use of artificial intelligence is a major ethical consideration, but there are other issues at play. The coming shifts are more positive than negative. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
The Nine-Year Mark of Tenure as a Pastor (Here's What I've Learned) (Ep. 418) 27:10

43 weeks之前27:10

27:10

What changes after leading a church once you hit the nine-year mark? Sam shares his insight about shepherding the same congregation for several years. The issue of trust is settled. The sheep shuffling slows down or stops. Casting a vision becomes more challenging, not easier, because it's easy to start cruising when a church is stabilized. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
The Critical First 90 Days at a New Church (Ep. 417) 26:44

44 weeks之前26:44

26:44

The first 90 days are critical when making a pastoral transition to a new church. Since he just transitioned to a new church, Josh shares some insight into what to do and what not to do. Slow down, ask questions, prioritize problems, emphasize learning, and listen to all sides. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
Staying Spiritually Healthy in the Grind of Ministry (Ep. 416) 28:24

45 weeks之前28:24

28:24

Leading a church is a grind. The job cycles endlessly, and the only endpoint is Christ's return. Josh and Sam discuss how to have healthy boundaries in the barrage of ministry. You can find a pace that includes rest and recreation. The cohosts discuss how. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
Necessary Goodbyes (and BIG Announcement) (Ep. 415) 27:19

46 weeks之前27:19

27:19

Josh and Sam discuss how to say goodbye when people leave the church on good terms. They also discuss the best ways to help church staff transition when called to another ministry. And they have a big announcement, too. Listen to the end! Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
Proper Prep Time When Preaching Multiple Sermons or Lessons a Week (Ep. 414) 29:16

47 weeks之前29:16

29:16

How can you avoid spending too much time preparing sermons and lessons when you have to prepare three or four different ones a week? Josh and Sam reflect on when they had to prepare Sunday morning sermons, Sunday night sermons, Wednesday night teaching sessions, and Sunday school lessons--every week! Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
Why Technology Can Be Intimidating for Churches and Pastors (And a Solution) (Ep. 413) 24:03

48 weeks之前24:03

24:03

Many people are intimidated by technology because they don't know how to use it. Churches and pastors are no exception. Boyd Pelley of Churchteams joins Josh and Sam to discuss ways to overcome this intimidation factor. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
When Pastors Need an Attitude Adjustment (Ep. 412) 25:32

49 weeks之前25:32

25:32

Most pastors struggle with insecurities, agitation, stress, and failure. How can you get out of a funk when these problems cause you to have a poor attitude? Josh and Sam discuss how they end up with a poor attitude and what they do to make an adjustment. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
What's On Your Big Board Of Problems? (Ep. 411) 28:37

50 weeks之前28:37

28:37

Every pastor has a list of problems to solve. Josh and Sam talk about what's on their big board of problems right now. The co-hosts discuss the topics of evangelism, facilities, staff, finances, and legacy. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Churchteams is offering a special 30-minute demo of its new user interface to Est.Church listeners on November 7th at 3:30 p.m. Eastern. The first 15 registrants who attend will receive a $20 Amazon gift card! Everyone who attends and starts using Churchteams gets the first three months free. If you have thought about checking out new ChMS software, it doesn't get better than this! Go to Est. Church to register or use Text-to-Church and send DEMO to (817) 677-9750.…

EST. - For the Established Church with Sam Rainer and Josh King

1
The Difference Between Pastoral Calling and Just Doing the Job (Ep. 410) 28:43

51 weeks之前28:43

28:43

Can you be called to a church but not like the job? How do you distinguish between God's calling and job responsibilities? Josh and Sam discuss how you can juggle the spiritual parts of shepherding with the business of managing church operations. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Get value without compromise. Pricing is simple and based on the number of people in the database. This includes all the essential features so that you can grow into using more without paying more. Plans start at $37 per month for churches under 200 people. Get two months free at EST.church !…

EST. - For the Established Church with Sam Rainer and Josh King

1
White Pastor, Black Neighborhood, and a Church Revitalization (Ep. 409) 28:54

52 weeks之前28:54

28:54

How can you lead a church revitalization when everything is a mismatch? Rob Paul joins Josh and Sam to discuss what it's like to shepherd a church when you're a white pastor in a black neighborhood. The story of Huffman Baptist will inspire and encourage you. God has worked a miracle through the congregation and made the church the hub of the community. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to unite all your people and data under one umbrella with best-in-class quality features. Get value without compromise. Pricing is simple and based on the number of people in the database. This includes all the essential features so that you can grow into using more without paying more. Plans start at $37 per month for churches under 200 people. Get two months free at EST.church !…

EST. - For the Established Church with Sam Rainer and Josh King

1
Extending Your Leadership Mileage as a Pastor (Ep. 408) 32:33

1 year之前32:33

32:33

Both Josh and Sam have been in ministry for a combined 42 years. Along the way, they've learned a few things about extending your mileage as a pastor. What can you do to stay the course for the long term? The co-hosts have some thoughts. Episode Sponsor: Churchteams: Are you tired of multiple applications for church check-in, giving, membership, and scheduling? Churchteams was built to bring together all your people and data under one umbrella with best-in-class quality features. Get value without compromise. Pricing is simple and based on the number of people in the database. This includes all the essential features so that you can grow into using more without having to pay more. Plans start at $37 per month for churches under 200 people. Get two months free at EST.church !…

EST. - For the Established Church with Sam Rainer and Josh King

1
Overrated and Popular Ministry Strategies You Really Don't Need (Ep. 407) 25:41

1 year之前25:41