))
Dante Royster, a seasoned mortgage broker and the author behind the book "The Ultimate Mortgage Guide," is a dynamic professional dedicated to transforming lives through financial empowerment. With a career spanning over two decades, Dante's journey in the mortgage industry began in 2002, and he wants to share his knowledge with you. With licensing in nine states, Dante interacts with individuals from diverse backgrounds and financial situations, utilizing his expertise to make the dream of ...
…
continue reading
Mindful Moments with Dr. Matt aims to educate the public on various aspects of mental health and wellness that range from individual to familial, and larger community considerations. Whether seeking specific information on debilitating conditions or a little guidance to go from surviving to thriving, this podcast will provide the insights to help you achieve your best life.
…
continue reading
Jess Ford is a seasoned professional in the mortgage industry. Born and raised in Detroit, Michigan, she began her career in 2010 as a loan officer after studying business at Eastern Michigan University. During her time at one of the largest consumer direct mortgage lenders in the country, she discovered her passion for learning and development, ga…
…
continue reading
Paige Zautcke is an experienced Account Executive for Open Mortgage Wholesale, specializing in Non-QM and Portfolio Non-Agency programs. With over 20 years in the mortgage industry, Paige has spent the majority of her career working with mortgage brokers and bankers, helping them guide borrowers toward homeownership and building stronger communitie…
…
continue reading
H. Edward Gallatin, MBA, CPA, CTRS, a lifelong resident of the Wabash Valley is a distinguished professional with extensive academic background and a profound commitment to his community. With a foundation from Indiana State University including a Bachelor of Science in Political Science (1980), Bachelor of Science in Accounting (1996), and a Maste…
…
continue reading
Erika J. Kendrick is a bestselling author, national speaker, and mental fitness expert. With a psychology degree from Stanford and an MBA from the University of Illinois at Chicago, Erika's diverse career includes being an NBA cheerleader for the Chicago Bulls and writing novels like Confessions of a Rookie Cheerleader and Appetite. She’s currently…
…
continue reading
Joshua Mercer is a true Chicago visionary with a heart for the community and a knack for entrepreneurship. A graduate of Howard University with a degree in marketing, he later received a master's in elementary education. His journey has been marked by impactful ventures, from founding Swish Dreams Sports and Educational Foundation to pioneering the…
…
continue reading
Trent Ehrlich is a seasoned insurance professional dedicated to providing personalized coverage solutions throughout Colorado. With over a decade of experience, Trent is known for his attentive customer service, unwavering integrity, and ability to simplify complex insurance concepts. He holds a Bachelor's degree in Business Administration with a c…
…
continue reading
Jesse Pettway is a Husband, Father, Firefighter Paramedic, and Licensed Funeral Director. He is a dedicated professional with a passion for guiding aspiring Funeral Directors on their journey to obtaining licensure. As an honors graduate of Malcolm X College's Mortuary Science Program, Jesse brings a wealth of knowledge and experience to the field.…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have extra special guest, Ivana Miranda, where we discuss work-life balance as a busy professional, particularly in respect to working women. Ivana H. Miranda is a Project Manager with the Department of Commerce and National Co…
…
continue reading
Dr. Shadae Booker-Shelton is a distinguished Family Nurse Practitioner specializing in primary care, with a doctoral degree in nursing from Northern Kentucky University, earned in 2022. She holds a master’s degree in nursing from Governor State University and is nationally board-certified by the American Nurses Credentialing Center (ANCC). She is l…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we are fortunate to have special guest, Dante Royster, where we discuss some of the common stressors people experience around finances, purchasing a home, making mortgage payments, and maintaining (atop a plethora of other fun bil…
…
continue reading
Sharon E. Buck, an Amazon best-selling author renowned for her humorous cozy mysteries with a Florida twist, balances her creative endeavors with the meticulous work of editing, formatting, and ghostwriting business books. She lives in northeast Florida close enough to the Atlantic Ocean to smell the salt air but far enough away that she doesn’t ha…
…
continue reading
Damon Royster, originally from Chicago and now residing in Los Angeles, has made a name for himself in the world of comedy. He has written and directed sketch comedy for both Second City in Chicago and the Pack Theater in L.A. His writing has been featured on The Gag, a Comedy Central-owned LGBTQ Instagram account, the tabletop game Cards Against H…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. This morning we are fortunate to have special guest, Nira Goyal, founder of Teen Mental Reset Inc., who is pioneering the pathway for other high schoolers interested in partaking in the work toward destigmatizing and advocating on mental…
…
continue reading
Osazee Thompson is a passionate motivator who believes that everyone has a specific unique purpose to fulfill in life, and a part of his purpose is to educate, empower, train, and equip business owners and their employees to be most effective, proficient, and efficient in their respective industries and fields of work. He accomplishes this through …
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we are fortunate to have special guest, Dr. Anne Metz, where we discuss applicable considerations insofar as the use of psychedelics in clinical mental health. Dr. Anne Metz LPC has been a therapist, educator, and researcher for m…
…
continue reading
Stephen Searles II, a construction pro with nearly 30 years of experience. From his early days on job sites with his father's company to full-time trade school and advanced studies in project management and civil engineering, Stephen's passion for construction runs deep. He's dabbled in real estate investing and served as a trusted general contract…
…
continue reading
Kim Kriel has been in the mortgage industry in a variety of sales and operational roles for over 20 years. She began her mortgage career as a Loan Officer in Arizona working primarily in new construction lending. She transitioned over to Wholesale Operations and ultimately became an Account Executive. She is currently an Account Executive at TPO Go…
…
continue reading
John Rogers is a seasoned professional with decades of experience in the Mortgage Lending Industry. Joining ACRAnet in 2016, his passion for the industry and keen attention to detail have always driven him to find the best product solutions for every situation. He delves into the complexities of the credit system and its profound impact on consumer…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Faust Ruggiero. Faust A. Ruggiero’s professional career spans almost 40 years, and is diversified and compelling, as it has consistently established new and exciting cutting-edge counseling programs in its p…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Trinaa' Copeland. Beyond being a colleague and personal close friend of mine, Dr. Copeland is truly a helping professional in every sense of the term. While many believe that their purpose lies in titles…
…
continue reading
John Andrade, a seasoned entrepreneur and commercial relationship manager in the banking industry, brings a wealth of expertise in small to medium-sized business financing strategies. With a background in owning and selling businesses, including a successful online car buying service, he offers valuable insights into maximizing cash flow and access…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Shaquala Reese. Dr. Reese’s passion for helping people feel better inside and out led her to found "In Good Hands" in 2013. She has over 10 years of experience in chiropractic care and over 20 years in m…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Rita Rios: owner of Brazilian Lash Doctor & Brazilian Spa Suites, licensed aesthetician, celebrity lash guru, and breast cancer survivor. Dr. Rita is one I consider a friend, role model, and inspiration.…
…
continue reading
Martha Chavez is an experienced financial coach with a passion for simplifying complex financial concepts. As an immigrant who moved to the US at a young age, Martha has a deep understanding of the challenges individuals face in achieving financial stability. With a natural affinity for mathematics and systems, she found her calling in the finance …
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Leslie Urbas, who helps professional women defeat overwhelm, erase guilt, achieve optimal health, and reach their unattainable goals with ease. As one who "tells it like it is," Leslie shares from her person…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Bryan Kuhn, a local musician, mental health advocate, and personal friend. In this week's episode, Bryan graciously shares his emotional journey encompassing music and mental health. Together, we navigate th…
…
continue reading
Lola Jefferson, a licensed real estate agent at RE/MAX Realty for 17 years, specializes in providing expert guidance to first-time homebuyers navigating the intricate real estate market. With a comprehensive understanding of strategies for winning bidding wars, the critical importance of credit scores in home buying, and the benefits of obtaining p…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Sonia Chand, a licensed clinical professional, distinguished voice on the topic of autism spectrum disorder, and podcast host of "On the Spectrum with Sonia." In this episode, Sonia graciously shares her emo…
…
continue reading
Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have a very special pilot episode as I'm joined by Brandy Brock, a licensed clinical professional and up and coming voice in the realm of grief counseling. Together, we navigate the complexities of loss, uncover the healing pow…
…
continue reading
Hector Arroyo is a licensed insurance agent, real estate agent, and former licensed mortgage professional with extensive experience in the industry. His career has spanned multiple markets, providing him with a wealth of knowledge and expertise in real estate and insurance. Hector's dedication to educating and empowering clients, particularly first…
…
continue reading
Kenneth Townsend is a multi-faceted individual who thrives in the corporate as well as the entrepreneurial world. Kenneth is a seasoned cybersecurity executive with over 20 years of experience across diverse industries and has become a trusted advisor, speaker, and leader in the cybersecurity community. Kenneth has recently founded his cybersecurit…
…
continue reading
Mario Lambert II believes that when done right, business can be a catalyst for good in the world. Individuals thrive when they trust their leader and feel connected to a worthy mission. His belief fuels his drive to help ambitious people and organizations strive to reach their full potential and contribute to their communities. With over 20 years o…
…
continue reading
Mensah K. McCadd is a Husband of 21 years and Father of three children. He is also a graduate of the Joseph School of Business & Entrepreneurship and Living Word School of Ministry. He is also a Licensed Real Estate Broker with eXp Realty, a member of the Mainstreet Organization of Realtors for 20+ years, Licensed General Contractor, Builder, Exper…
…
continue reading
In this episode, Dante Royster discuss: The most likely buyer to serve The type of special mortgages that Dante prefers to write How Dante’s approach to coaching helps his clients fit into the guidelines Dante’s philosophy when it comes to servicing clients Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: ht…
…
continue reading
Some of the common questions that Dante is likely to get and that the listeners are likely to ask In this episode, Dante Royster discuss: Can a client get a mortgage if his credit is less than perfect and his score is under 600 Can a couple dating for 3 years buy something together even if they are not married Can a client secure a mortgage if he h…
…
continue reading
Mortgage Strategies delves into various mortgage strategies tailored to individual financial situations. Dante emphasizes the uniqueness of each mortgage, debunking the idea of a one-size-fits-all approach. The chapter covers strategies for first-time homeowners, down payment assistance, lease options to purchase, partnerships, group mortgages, the…
…
continue reading
"What’s the Rate?" explores the common obsession with interest rates when considering mortgages. While interest rates are important, the primary focus should be on whether one can afford the monthly mortgage payment, considering additional costs like taxes, insurance, and PMI. Dante advises regular reviews of financial situations and encourages rea…
…
continue reading
"Taking Responsibility," emphasizes the importance of personal responsibility in obtaining a mortgage and achieving homeownership. Dante discusses the role of mortgage brokers in guiding clients but highlights that brokers cannot save individuals from poor financial choices. The chapter narrates a real-life scenario with Judy and Mike, illustrating…
…
continue reading
The chapter emphasizes the importance of aligning financial goals with lifestyle choices when seeking a mortgage. The chapter stresses the psychological aspect of homebuying, urging readers to evaluate their true lifestyle preferences and not be swayed by external expectations. The role of a mortgage broker is presented as not only securing a loan …
…
continue reading
Chapter 4 of "The Ultimate Mortgage Guide" highlights the unknown costs associated with purchasing a home, including closing costs, home inspection fees, appraisal costs, escrow fees, title insurance, mortgage insurance, homeowners association fees, transfer tax, and other miscellaneous expenses. In this episode, Dante Royster discuss: The specific…
…
continue reading
In this chapter, Dante stresses the importance of careful preparation and planning in the mortgage application process, advising potential homebuyers to consult a broker for guidance. The narrative explores various aspects, including credit scores, debt-to-income ratio, down payments, and the impact of financial habits on mortgage eligibility. In t…
…
continue reading
Chapter 2 emphasizes the crucial role of mortgage brokers, highlighting the potential pitfalls of attempting to secure a home loan without their expertise. The chapter explores common misconceptions about mortgage brokers' costs and the importance of understanding how they are compensated. It underscores the invaluable assistance mortgage brokers p…
…
continue reading
Dante Royster, a seasoned mortgage broker and the author behind "The Ultimate Mortgage Guide," is a dynamic professional dedicated to transforming lives through financial empowerment. With a career spanning over two decades, Dante's journey in the mortgage industry began in 2002. Dante's foray into the mortgage industry coincided with the challengi…
…
continue reading
