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The College Investor podcast is a daily audio show that's dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money - including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a f ...
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Creating greatness in business, life, and personal pursuits. Our guests are high achievers and have built their lives and successes from the inside out. Learn from those that have gone ahead and built a path to success through struggles, unforeseen circumstances, and the will to push on. Our guests are regular folk that would not be stopped and share it all with our host Thomas DeSchutter.
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Embarking on the journey to higher education is a life-changing decision. One of the first and biggest challenges many prospective students encounter is whether to pursue a college education in-state or out-of-state. As you know, the average cost of tuition has been on an upward trajectory since sometime around the 1980s. College tuition at a publi…
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由The College Investor
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Should you pay extra to have your tax prep fees taken out of your upcoming tax refund? It sounds like an appealing offer - paying nothing out of pocket. But is it really worth it? The help of a tax preparation service can make your life easier and potentially lead to savings on your tax bill, but having to pay up front for tax prep services can fee…
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If you’re a business owner, the end of the year can be a very busy time. With the holiday season on the horizon, you may be juggling the demands of your business while making space to spend time with family and friends. There are several things you can do by the end of the year to end on a high note and get ready for tax season. With only 12 weeks …
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How much will college cost for students aiming to enter in the fall? The most recent data on the average cost of college is out, and we're breaking down the details. If you’re a millennial or Gen Zer, you might have heard people in their 50s and 60s talking about working their way through college and graduating with little debt. Today, that seems i…
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Most people should not refinance their student loans. However, for some niche situations, it can make sense to refinance your student loans. There are various potential benefits and drawbacks to student loan refinancing. So when you're trying to decide if you should refinance your own student loans, there are multiple factors to consider. The decis…
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If you have access to a reasonably reliable car, then congratulations! Making money driving is one of the best side hustles! A decent car is the biggest asset most Americans own, other than their houses. And there are a lot of ways you can make money driving or with your car! In fact, I've seen some people try to raise fast cash by selling their ca…
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The FAFSA – or Free Application for Federal Student Aid – is required for students who want help paying for college. The application is managed by the Department of Education and helps federal, state, and college-level programs allocate financial aid. This includes grants, federal work-study, and eligibility to qualify for student loans. How much a…
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I was recently asked a question by a reader about the drawbacks of getting a private student loan. She asked why she shouldn’t get a private student loan, when interest rates are so low right now. She would need to cosign with her daughter on the loan in order to get the best rate. My advice was as follows: the biggest danger of a private student l…
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Let's talk about $10,000... how to get there and make it happen. Why $10,000? Because it's a number that's big enough to make a difference, but small enough to be achievable by most people who set out for it. And there are some crazy ways to make $10,000, so this will also be pretty fun! We recently discussed how to pay down $10,000 in debt in just…
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If you’re listening to this, you probably either have student loan debt or you’re about to incur student loan debt and you're looking for ways to minimize your student loans. With student loan debt balances on the rise, your best bet is to pay off your student loan debt as quickly as possible, or better yet, stop the debt from piling up by taking t…
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With college costs and student debt on the rise, students and their parents need to think about ways to cut the overall cost of higher education. Even if a student wants to attend a four-year university, starting at a two-year university can conservatively lead to five-figure savings. Students who decide against earning a bachelor’s degree can gain…
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Today's episode is an interview Robert had with Chuck Jaffee from the Money Life Show. He helps answer a reader question: what happens if you have money saved for college in a 529 plan, but then your child (or niece or nephew) don't actually go to college. What are the options? If you're starting from scratch, should you still consider a 529 plan? …
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A FERPA waiver, when signed by a student, allows parents to gain access to academic records during college. However, this raises an interesting question: should parents push their college-bound children to sign? Many parents, accustomed to having access to their child’s academic records throughout high school, are surprised when they no longer have…
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One of the biggest fears families have about using a 529 plan to save for college is the dreaded 529 plan penalty. There are many ways to save and pay for college, and the absolute best way to do it varies depending on your specific situation. A 529 plan, which is designed to help you with higher education expenses, is a type of tax-advantaged acco…
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What is a grandparent-owned 529 college savings plan? How do they work? What do you need to know about them and what changes should you know about? A grandparent-owned 529 plan is a type of 529 college savings plan where the account owner is a grandparent, as opposed to a parent. The grandchild is the beneficiary. Another alternative would be a cus…
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Low-income students are half as likely to enroll in selective colleges as compared with high-income students with similar grades and test scores. This is called undermatching. These students are often academically talented and likely to be admitted.¹ ² Still, many end up at less-selective colleges, such as lower-cost public colleges and community c…
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I don't know what to do after college!?! It's one of the most common questions I hear - from high school grads, to college students, to even some nearing college graduation. If you find yourself saying, “I don’t know what to do after college,” you are not alone. The truth is, most college grads have a "now what" moment. You've basically lived your …
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Are you ready to take control of your financial future? You don’t need a financial advisor to develop your own financial plan. In fact, YOU are the best person to put one together. When you’re directly involved in mapping out your finances you’ll be more likely to actually stick with your goals. Plus, you’ll have a keen awareness of where you stand…
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Demonstrated interest refers to the ways a student indicates interest in a specific school. This includes visiting campuses, reaching out to admissions officers, participating in prospective student events, and even interacting with the school’s online resources. Let’s face it: the college admissions process is notoriously competitive. Over the pas…
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If you drop a class or drop out of college, you may have to repay all or part of the financial aid you received. How much depends on the type of financial aid and when you dropped the class or left school. Even though the Federal Pell Grant is a grant that normally does not need to be repaid, you may have to repay all or part of it in certain circu…
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The average cost of tutoring can vary based on a number of different factors. While it used to be something only the wealthy could afford lower costs and new technologies are making it more accessible. For example, working with a private tutor in a large city, will likely be more expensive than working with a tutor remotely. This article dives into…
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Today's episode is a live stream interview with GradGuard CEO John Fees. We talked about tuition insurance and when it makes sense, and then covered dorm room renters insurance. There was some listener Q&A mixed in! Enjoy! Let me know what you think.由The College Investor
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