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Should I Sell My Home?
Manage episode 153606668 series 1095358
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The big question you may be asking yourself is whether or not you should sell your home or wait for the market to get better. The main reason people want to wait is to get more money out of the sale of their home. On the flip die there are many reasons why people are selling their home despite the state the housing market is currently in. When to sell your home is a very individualized choice. This video will let you know a few pros and cons of selling your home in this kind of market to help you make an informed decision.
One reason many people do not want to sell their home now is because the overall selling price will most likely be less than they hoped to make on the home. If you sell your home, where are you going to live? The thing with selling your house is that you will most likely want to buy a new home. Even if you lose money on your house for sale, you will make up that money on the buying end. Sit down and talk about the type of house you want and the location of where you ultimately want to be. Check out the prices of those homes and the deals you may be able to get on the buying side. Also, think about it. If you wait to sell your home, you will end up paying a lot more for the next home you purchase.
When you place your house for sale and look into buying a new one, a thing to consider is the interest rate. Currently the interest rate for many is as low as 4%. Remember, if you wait to sell / buy a home for a couple years the interest rate may be back up to 10%. When you crunch the numbers, you end up paying $600 dollars or more per month in interest. You always have to think about the future and the buying position you will be in whether you make the decision to sell now or wait.
Now you must take a look at the personal reasons to sell your home now rather than later. What is driving you to think about selling your home now? Is it that the kids are starting school and would like to be in a better school district? Have you outgrown your current home? Many people sell their home to move onto a next chapter in their lives. Why put this off? Go where your family needs to be to thrive. Think about the reasons for selling and allow that to guide you into the right decision as well.
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