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What Can Homebuyers Expect During the Closing Process?
Manage episode 175279920 series 1317013
内容由Rita Driver提供。所有播客内容(包括剧集、图形和播客描述)均由 Rita Driver 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
We’re back today to talk about what the closing process looks like if you’re a buyer.
Selling your home? Get a free home valuation.
Buying a home? Search the local MLS.
Last time we went over what happens during the closing process from the seller’s side. Today, we’ll explain how the process works for a buyer.
Once you go under contract, we start lining up all the inspections and get in touch with your lender. We also speak with a closing attorney. Tammy will need to know your social security number, which mortgage company you're using, and your plan for homeowners insurance. She then sends all of that information to the closing attorney. The closing attorney then makes sure you make it to the closing table without any surprises.
We will take care of all the little details that go into your real estate transaction.
If you need any help with or have any questions about homeowners insurance, often called hazard insurance, Tammy and I can assist you with that as well. There are often a lot of discounts involved, and you need to ask for those.
It’s important to know that the closing attorney has nothing to do with the keys to the home. Once your lender has given the funds for the home to your closing attorney, Tammy and I will handle getting you your keys.
Whatever I can’t handle, Tammy takes care of and vice versa. Whether you are looking to buy or sell a home, we will take care of all the little details that go into your real estate transaction.
If you have any other questions, please don’t hesitate to give us a call or send us an email. We look forward to hearing from you!
15集单集
Manage episode 175279920 series 1317013
内容由Rita Driver提供。所有播客内容(包括剧集、图形和播客描述)均由 Rita Driver 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
We’re back today to talk about what the closing process looks like if you’re a buyer.
Selling your home? Get a free home valuation.
Buying a home? Search the local MLS.
Last time we went over what happens during the closing process from the seller’s side. Today, we’ll explain how the process works for a buyer.
Once you go under contract, we start lining up all the inspections and get in touch with your lender. We also speak with a closing attorney. Tammy will need to know your social security number, which mortgage company you're using, and your plan for homeowners insurance. She then sends all of that information to the closing attorney. The closing attorney then makes sure you make it to the closing table without any surprises.
We will take care of all the little details that go into your real estate transaction.
If you need any help with or have any questions about homeowners insurance, often called hazard insurance, Tammy and I can assist you with that as well. There are often a lot of discounts involved, and you need to ask for those.
It’s important to know that the closing attorney has nothing to do with the keys to the home. Once your lender has given the funds for the home to your closing attorney, Tammy and I will handle getting you your keys.
Whatever I can’t handle, Tammy takes care of and vice versa. Whether you are looking to buy or sell a home, we will take care of all the little details that go into your real estate transaction.
If you have any other questions, please don’t hesitate to give us a call or send us an email. We look forward to hearing from you!
15集单集
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
During the holiday season, everyone is out at the mall, on vacation, or visiting family. How can you protect your home while you’re away? Selling your home? Get a free home valuation. Buying a home? Search the local MLS. The holiday season is starting. Today, I wanted to address some safety issues and give you some tips to protect your personal property. During the holiday season, people are out spending money and shopping at the mall. Some people leave their Christmas trees on at home or leave important personal items in the car. One of the most important safety tips I can give you as a former MPD officer and Realtor is to be careful on social media. Social media is a great way to keep up with everybody. However, when you post on social media, you are advertising that you are not at home. You are advertising that your home is vulnerable. Even the best of locks can allow unsavory people into your house, so be careful when posting to social media. Be careful when posting to social media. I also recommend that you document your valuables. Take photos and record serial numbers to help law enforcement track down the would-be thief or the person selling your personal items on the street. As great as social media is, not everyone there is exactly what they are supposed to be. Some people may be looking to break into your home while you are away at family functions or on vacation. If you have any other questions about protecting your home this holiday season, just give me a call or send me an email. I would be happy to answer any questions you may have.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
Our team is about more than just real estate. We’re truly here to help. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Our team is more than a real estate firm. We do much more than just buy or sell. I want everyone to remember: we’re here for you. Whether you need advice or help finding a lender to refinance your home, need to find a contractor, or even just want to add value to your home, we can help. We always try to keep a plethora of information available for you. Whatever your real estate needs are, we want to help. We also manage properties. So, if you’re having difficulty renting out a property, we’re more than happy to assist you. Whatever your real estate needs are, we want to help. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
Inventory is low in our market and competition is down. This means it’s a great time to be a home seller. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Have you heard the news? Our Memphis market is hot right now, and every home we’re listing is selling within a few days or a few weeks. This is great news for sellers. Competition is down and we’re low on inventory, so now is the time to sell. If you’re a buyer, this news isn’t so great. However, rest assured that we’re here for you if you’re thinking about buying a house and we’ll definitely be able to find a home for you before the new holiday season hits. Now is the time to sell in our market. Also, remember that Halloween is coming up fast, so don’t forget to set your clock back. If you don’t, you might accidentally show up early for work! If you have any other questions about our Memphis market or you’re thinking about buying or selling a home, don’t hesitate to reach out to us. We’d be glad to help you.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
In today’s competitive market, what are some ways you can make your offer more attractive to the seller? Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Right now, the market is in desperate need of inventory. So with as many multiple offer situations as we’re seeing, what can you do to make your offer more attractive? As a seller’s agent, I’ve personally seen a lot of my clients rejecting offers where the buyer seems to be asking for “everything and the kitchen sink.” With as competitive as things currently are, buyers should be putting their best foot forward—which means not loading down an offer with excessive demands. When it comes to repairs and touch-ups, we have all kinds of vendors on staff who are qualified and willing to help you make any and all changes you might want or need. The ideal situation is to create a win-win transaction for both sides. However, expecting a seller to take care of all of these small details at your demand could cause them to drop your offer and move on to the next one. The ideal situation is to create a win-win transaction for both sides. In this hot market, the seller should be comfortable knowing that they are getting a good deal by accepting your offer. By not overloading the seller, it will be much easier to make your dreams as a buyer come true. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.…
This summer heat is nothing new to locals in our area, but don’t let yourself become careless to the dangers that come with it. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Memphis weather is always hot and humid. But right now as we enter August, this is especially true. Now, this isn’t something I need to remind locals of. We all understand just how intense this heat can get. But always remember that in this kind of heat, it’s important to look out for the dangers and risks that come along with it. If you have pets, make sure that they are well taken care of. Please don’t leave them anywhere, especially outside, without water or shade. But it isn’t just our pets who are affected. Be on the lookout for the safety of everyone around you. Whether it’s your friends, family, or neighbors, please check on the people around you to make sure that they are staying cool and safe. Also, be especially mindful of the safety of the elderly. Heat can be extremely dangerous for everyone, but especially for anyone who might already be in frail health. Have fun, stay hydrated, and be safe this summer. The good news is that heat relief centers will be opening soon in our areas. These centers will be air conditioned and provide backup in case of electrical outages or other emergencies. Providing water to your neighbors, the elderly, and also staying hydrated yourself is incredibly important. We’ll be checking in with our past and current clients throughout this hot time of year. Finally, be very careful if you play sports. Getting out to the ballfield is fun but can be dangerous in this heat. Have fun, stay hydrated, and be safe this summer. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.…
The weather isn’t the only thing that’s heating up. The real estate market is on fire right now. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Our summer has warmed up quite considerably as of late, and we aren’t just talking about the weather. The real estate market is extremely hot right now. We are putting properties on the market and seeing them receive multiple offers within days. That’s great news for our sellers. If only there were more of them! We can take advantage of the market right now. If you’ve been on the fence thinking about whether to get involved in this market, it’s time to get off it and reach out to our team. We can get your home on the market to take advantage of those buyers that are on the market now. Since we’re already in the middle of July, it’s important that we get everything moving before school starts again. If you have any questions for me about buying or selling a home in this market, I would be happy to answer them. Just give me a call or send me an email today. I look forward to hearing from you.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
Technology is a necessary part of a great real estate team, which is exactly why we're so excited to roll out some new technology to help our clients. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. We have some new technology that we're excited to roll out in the next 30 days that will be a huge benefit to both our buyers and our sellers. For sellers, we have some new tech that allows us to actually draw a floorplan of your house to help buyers mentally take a walk through your home before they see it in person. It gives them an idea of the home's layout and whether it will work for their family. The new technology we're rolling out will help both buyers and sellers. For buyers, we got some tools we'll show you over the next few weeks. If you have any questions about how this new tech can help you buy or sell a Memphis home, don't hesitate to give me a call or send me an email. I'd love to speak with you!…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
Today I'd like to introduce you to an important member of our team, my daughter Megan. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. I’m delighted to introduce you to a very important member of our team and a very important member of my life. Of course I’m talking about my daughter Megan, who has a big role on our team that she performs wonderfully in. Megan is here Monday through Friday (and when I’m not here on the weekends) and I rely on her quite a bit. She does a lot of things for us, including uploading photos and information to the MLS and distributing that information via our online marketing. She also takes phone calls, keeps agents in the loop about different properties, and so much more. Megan is an essential part of our team. She is in charge of our day-to-day operations as well, including managing the office and dealing with vendors on a daily basis. We’ve got a lot of great vendors so if you’re ever in need of someone to look at your plumbing, your electrical, your A/C, or anything else in your house, we have got you covered. Our vendors are extremely well-vetted and we’ve had nothing but positive experiences working with them over the years. If you have any questions for us or have any real estate needs whatsoever, give us a call or send us an email. We look forward to hearing from you soon.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
If you’ve felt like your home equity wasn’t quite where it should be, you probably won’t feel that way once you learn what’s happening in the market right now. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. If you’re considering selling your home, I’ve got some powerful points for you to consider. Right now, our inventory is low, property equity is up, and if you’ve owned your home and are waiting to retrieve your equity so you can move into a smaller, larger, or different home, it’s a great time to accomplish that. Interest rates are still extremely low for buyers too. In the last few years, many homeowners felt that the equity in their home wasn’t where it should be. We’re back to a stable enough point now and those equities are attainable. I’m actually having difficulty keeping properties on the market for more than one week at a time. We’re seeing multiple offers and bidding wars. In some cases, we’re experiencing multiple offers and bidding wars. We’ll get five or six offers in just two or three days. I just wanted you to be aware that if you’ve been thinking about it, right now is an absolutely fantastic time to sell your home and recoup that equity you felt would never come back. If you have any questions for me or need any help buying or selling a home, give me a call or send me an email. I would love to hear from you soon.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
We’re back today to talk about what the closing process looks like if you’re a buyer. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Last time we went over what happens during the closing process from the seller’s side. Today, we’ll explain how the process works for a buyer. Once you go under contract, we start lining up all the inspections and get in touch with your lender. We also speak with a closing attorney. Tammy will need to know your social security number, which mortgage company you're using, and your plan for homeowners insurance. She then sends all of that information to the closing attorney. The closing attorney then makes sure you make it to the closing table without any surprises. We will take care of all the little details that go into your real estate transaction. During that process, the closing office will also check the title for you. Our closing attorney, Drew Johnston, is excellent. He’ll make sure the title is clean without any sort of lien. If you need any help with or have any questions about homeowners insurance, often called hazard insurance, Tammy and I can assist you with that as well. There are often a lot of discounts involved, and you need to ask for those. It’s important to know that the closing attorney has nothing to do with the keys to the home. Once your lender has given the funds for the home to your closing attorney, Tammy and I will handle getting you your keys. Whatever I can’t handle, Tammy takes care of and vice versa. Whether you are looking to buy or sell a home, we will take care of all the little details that go into your real estate transaction. If you have any other questions, please don’t hesitate to give us a call or send us an email. We look forward to hearing from you!…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
Today Tammy and I want to go over what you can expect during closing as a seller. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. As a seller, what should you expect when you are getting ready to close? Tammy takes over once you are under contract, so she is joining me today to talk about the closing process. Once you’re under contract, you’ll have a termite and a home inspection, both of which Tammy will help you order. Tammy will also ask for some financial information from you that needs to go to the closing attorney so they can call and order a payoff. This allows them to know exactly how much is going to be sent to your mortgage company in order for you to receive your net proceeds and purchase your next home. We will help you through every step of the closing process. Your social security number is needed to make sure there are no judgments or liens against you in addition to those that are attached to the house. We strive to make sure we have all of that information prior to getting to the closing table so there are no delays. Tammy makes sure all of the necessary documents make it to the closing table. You might not receive funds at the closing table, but don’t freak out. After closing is completed you will receive your money either from picking up a check at our office or having our attorney transfer the funds into your account, which is seamless and easy. Speaking of which, we are even getting to the point where you could close via Skype! If you have any further questions or if you are looking to sell your home, please don’t hesitate to give us a call. We would be more than happy to help!…
Experts say that another wave of short sales is heading for the real estate market. Today, Tammy Leeth and I go over a few ways that we can help you through this process. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. Today I’m joined by Tammy Leeth, who has worked with me for several years now. We want to talk to you about short sales. Our market is starting to move and experts are predicting another wave of short sale properties. We don’t want to see anyone go to foreclosure. We are here to help you. If you do need to have a short sale, we will need your bank statements from the last two weeks as well as your pay stubs. We will also need a letter of hardship. This can be a handwritten letter that describes your financial situation. Whether you have lost your job, someone in your family is ill, or something else has happened, simply write down what the situation of the financial hardship is and why you need to short sale your property. Now, even though it’s called a short sale, this is not a short process. Short sales can actually take a long time. However, we are working to minimize the damage to your credit through a short sale. We are here to help you and your family through this situation so that you can take care of them without worrying about your mortgage company kicking you out of your house. We are here to help you and your family through this process. The sooner you get in touch with us, the better opportunity we have to assist you. If you get a short sale, you will be able to purchase a home sooner than you would if you had a foreclosure. Foreclosures really damage your credit. We want to help you through the short sale process and help you figure out what you need to do to rebuild your credit so that you can buy a home sometime down the road. You won’t have to wait eight years like you would with a foreclosure. We are working to help you with your future. Let us know if you have run into any hardship or if you are having trouble paying your mortgage. We can also help you if you have been relocated. It has been our honor to help military personnel, law enforcement officers, and more relocate. If you have any other questions or would like to learn more about the foreclosure process, please don’t hesitate to give us a call. You can reach Tammy at 901-387-1199 or send an email to thedriverteam@gmail.com. We would be happy to help you.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
If you’re selling your home, the best way to prepare it for the market is the ‘sparse and sparkle’ method. Here’s why. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. If you’re a seller, how should you present your home for the market? I get asked variations of this question a lot, and the best way to sell a home is the ‘sparse and sparkle’ method. This is because you want others to be able to envision being able to live in your property. If the interior is too cluttered, potential buyers will already feel like they’ve outgrown the property before they even consider moving into it. Use the ‘sparse and sparkle’ method to make your home sell quickly. If you’re a seller start decluttering. We’re looking forward to a very strong market in 2017. The election is over, and so are the holidays, which means you need to be ready for the upcoming spring market. If you’re buying, selling, or you need some more pointers about the ‘sparse and sparkle’ method, please don’t hesitate to give me a call. I’d be happy to help!…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
The first step in buying a home isn’t going online and browsing for them. Before you do that, you need to know exactly what you can afford. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. One question we get all the time from buyers is, “Where do I start?” In fact, this tends to be the number one question they ask us. Many think the first step is to start looking at homes, but we think there’s another step that you need to take before that. The first thing you should do if you plan on buying a home is meet with a mortgage lender. They will help you determine what you qualify for, what your monthly payment will be, and exactly what it is you want to purchase. "Buying is a big commitment . " This is a big commitment, and we understand that. So, start with that loan in place so you become a verified buyer. That will give us great negotiating leverage when it does come time to make an offer. If you’re ready to buy, we’re ready to help, and our team is standing by. Give us a call or send us an email today, and we look forward to helping you soon.…
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Memphis Real Estate Podcast with Rita Driver
![Memphis Real Estate Podcast with Rita Driver podcast artwork](/static/images/64pixel.png)
What's going on in the Memphis market? I have a quick update for you today. Selling your home? Get a free home valuation. Buying a home? Search the local MLS. I wanted to stop by with a brief update on the Memphis real estate market. We currently have a buyer's market and seller's market in Memphis, meaning our market is pretty stable. We're experiencing flat interest rates, too. Rates aren't moving up or down ; they' re holding at about 3% to 3.25%. If you're thinking about taking advantage of our great balanced market, we'd love to work with you. Give us a call or send us an email. We look forward to hearing from you soon!…
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