Is it best that our food is Local and Organic or Big and Conventional? Our view is “Both, and..” We don’t come to the table with a bias, except that good farming like good food comes in all shapes and sizes. Farm to Table Talk explores issues and the growing interest in the story of how and where the food on our tables is produced, processed and marketed. The host, Rodger Wasson is a food and agriculture veteran. Although he was the first of his family to leave the grain and livestock farm a ...
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The Benefits of Homeownership: Part II
Manage episode 173642654 series 1354548
内容由Scott English提供。所有播客内容(包括剧集、图形和播客描述)均由 Scott English 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Buying a home comes with a lot of financial benefits. Today, we're discussing a few more of these benefits.
Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation
Selling a home? Click here for a FREE Home Price Evaluation
We're back to discuss the second portion of our series on the many benefits of homeownership.
Click here to read the first portion of our series.
- Tax deductions on home equity lines and mortgage interest can allow you to shift your credit card debts to your home equity loan to pay a lower interest rate and also get a tax deduction on the interest.
- You get a capital gains exclusion. If you get a home and live in it as your primary residence for more than two years, you'll qualify. When you sell the house, you can keep the profits up to $250,000 if you're single or up to $500,000 if you're married without owing any capital gains taxes. It may sound ridiculous that your house might be worth more when you sell it than when you buy it after these several years of falling housing prices, but if you bought your home prior to 2003, chances are it has appreciated in value. In that case, the tax savings will come in handy.
- A mortgage is like a forced savings plan. Each month, you build up more valuable equity in your home and are being forced to save, and that's a good thing. In the long term, buying a home is actually cheaper than renting. In the first few years it may be cheaper to rent, but over time as the interest portion of your mortgage payment decreases, the interest you pay will eventually be lower than the rent you'd pay. More importantly, you won't be throwing away all your money on rent. You have to live somewhere, so instead of paying off your landlord's mortgage, why not pay off your own?
If you're thinking about buying a home or you have any questions I can answer, feel free to give me a call or send me an email. I'd be happy to help you.
11集单集
Manage episode 173642654 series 1354548
内容由Scott English提供。所有播客内容(包括剧集、图形和播客描述)均由 Scott English 或其播客平台合作伙伴直接上传和提供。如果您认为有人在未经您许可的情况下使用您的受版权保护的作品,您可以按照此处概述的流程进行操作https://zh.player.fm/legal。
Buying a home comes with a lot of financial benefits. Today, we're discussing a few more of these benefits.
Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation
Selling a home? Click here for a FREE Home Price Evaluation
We're back to discuss the second portion of our series on the many benefits of homeownership.
Click here to read the first portion of our series.
- Tax deductions on home equity lines and mortgage interest can allow you to shift your credit card debts to your home equity loan to pay a lower interest rate and also get a tax deduction on the interest.
- You get a capital gains exclusion. If you get a home and live in it as your primary residence for more than two years, you'll qualify. When you sell the house, you can keep the profits up to $250,000 if you're single or up to $500,000 if you're married without owing any capital gains taxes. It may sound ridiculous that your house might be worth more when you sell it than when you buy it after these several years of falling housing prices, but if you bought your home prior to 2003, chances are it has appreciated in value. In that case, the tax savings will come in handy.
- A mortgage is like a forced savings plan. Each month, you build up more valuable equity in your home and are being forced to save, and that's a good thing. In the long term, buying a home is actually cheaper than renting. In the first few years it may be cheaper to rent, but over time as the interest portion of your mortgage payment decreases, the interest you pay will eventually be lower than the rent you'd pay. More importantly, you won't be throwing away all your money on rent. You have to live somewhere, so instead of paying off your landlord's mortgage, why not pay off your own?
If you're thinking about buying a home or you have any questions I can answer, feel free to give me a call or send me an email. I'd be happy to help you.
11集单集
Semua episod
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