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The Scoop About Down Payments in Northern Virginia
Manage episode 152632057 series 1066191
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I’m often asked this same question, and it goes like this: “How much of my savings am I going to use to buy a new house?” You might also wonder about how much you should save and how long it will take you. Today, I’ll start with a short answer. You need less than you think for a down payment.
There are a lot of loan programs today. For example, FHA loans require as a little as a 3.5% down payment. Many people think they need 10% to 20% down when in reality, that’s not at all the case. Even so, these numbers are especially big for first time homebuyers. If these are too large and overwhelming for you, maybe it’s not the time for you to buy a home.
However, explore other loan options and programs. If you’ve been involved with the military, don’t overlook that! You may qualify for a VA loan with 0% down.
If you want to know if now is the right time to buy a home in Northern Virginia, pick up the phone and call us or send us an email. We can also put you in touch with one of our preferred lenders as well. We look forward to hearing from you!
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