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Do You Know the Ins and Outs of the Short Sale Process?
Manage episode 155209338 series 1150003
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Today's topic is how to sell your home as a short sale.
A short sale is what happens when the mortgage on your home exceeds its value. When you owe more than your home is worth, the only way to make money on the sale is through a short sale. This must be approved by your lender first.
To find out whether you're eligible, the first step is to find out what the value of your home is. You might be surprised by the worth of your home; some people have called us for a valuation and found out they don't even need to have a short sale, they actually have some equity in their home. Reach out to us and we'll let you know if a short sale is even necessary.
If it's determined that you need to do a short sale, we need to get your home on the market and prepare your financials for your lender. More often than not, you will be approved for a short sale. If you have a substantial amount of money in the bank, however, they probably won't allow it. Even if you're still making payments on your home, we can get the short sale started for you.
For all the details you need to know about having a short sale, or if you have real estate questions of any kind, give us a call or shoot us an email. We would love to hear from you!
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