The Idol of Money

Ashworth Church - West Des Moines

#Religion #Baptist #Church #Ashworth #Road #West #Des #Moines #Iowa #Jesus #Bible #Faith #Messages #Know #Gods #Ashworth Road Baptist Church #Sermons #Spiritual Beings #Christianity

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

大约1年之前 38:04

MP3•单集首页

Our attitude towards money and possessions matters. Does your money and stuff control you, or do you control it? Jesus never said that money was bad, but our heart posture towards it can easily turn money from a tool to be used for the Kingdom into an idol that can destroy our lives and relationships with Jesus.

100集单集

The Idol of Money

Ashworth Church - West Des Moines

published 大约1年之前

MP3•单集首页

100集单集

#Religion #Baptist #Church #Ashworth #Road #West #Des #Moines #Iowa #Jesus #Bible #Faith #Messages #Know #Gods #Ashworth Road Baptist Church #Sermons #Spiritual Beings #Christianity

所有剧集

Ashworth Church - West Des Moines

1
A New Tradition 35:12

8天之前35:12

35:12

Traditions shape who we are. In Exodus, God established a new tradition through the Passover—a reminder of both His judgment and His mercy. In this sermon, Pastor Brent walks through the tenth plague, the institution of the Passover, and how this moment points directly to Jesus Christ, our true Passover Lamb.…

Ashworth Church - West Des Moines

1
Unstoppable God 39:29

13天之前39:29

39:29

As we continue our journey through Exodus, we come to one of the most memorable parts of Moses’ journey. In Exodus 5 – 10, Moses and Aaron challenge Pharaoh to let the Israelites go free. God’s response to Pharaoh’s rejection of their pleas is revealing. God will stop at nothing to save, redeem, and restore.…

Ashworth Church - West Des Moines

1
The Reluctant Rescuer 37:50

20天之前37:50

37:50

In the next few chapters of Exodus, Moses enters the scene. From his miraculous birth and discovery by Pharaoh’s daughter to his conversation with God through a burning bush, we find a reluctant rescuer sent to bring the Israelites out of Egypt. Here, we learn that deliverance may not come how or when we think it will.…

Ashworth Church - West Des Moines

1
Bitter Blessings 37:22

28天之前37:22

37:22

Dive into the book of Exodus with us in our newest sermon series, exploring the work of God in an enslaved people known as the Israelites. Pastor Brent begins with the first chapter of the book, where we learn the way of blessing is not always easy. In fact, the real path of blessing might just be through hardship and bitterness.…

Ashworth Church - West Des Moines

1
Transformed from Orphan to Child 33:39

5 weeks之前33:39

33:39

God desires an intimate, personal relationship with you. And in order to get it, He wants to adopt you into His family. Listen as Pastor Brent intertwines his family’s story with the story of God in one of his favorite sermons. Jesus didn’t just come to redeem; He came to adopt.

Ashworth Church - West Des Moines

1
The Rule-Breaking Jesus 35:01

6 weeks之前35:01

35:01

In a conversation filled with compassion and truth between Jesus and a Samaritan woman in the book of John, Jesus breaks all the rules. He doesn’t break them to rebel, however. He breaks them to redeem. This beautiful story gives us deeper insight into a rule-breaking God who sees His people, knows the depths of their hearts, and loves them anyway.…

Ashworth Church - West Des Moines

1
Irreplaceable Life 22:15

7 weeks之前22:15

22:15

Guest pastor Sherri Harder shares the beautiful story of Ruth, Naomi, and Boaz we find in the Old Testament. Ruth, a Moabite widow, demonstrates loyalty, bravery, and faith in God alongside her mother-in-law, Naomi, in a journey full of trials, hope, and ultimately redemption. This message, a favorite of Pastor Sherri’s, kicks off our new series full of favorite sermons from our team!…

Ashworth Church - West Des Moines

1
Responding to the Snapshots of God 37:47

8 weeks之前37:47

37:47

As this sermon series comes to an end, we have the opportunity to ask ourselves more about how we see all the unique facets of God’s character. Which snapshot we’ve discussed over the past few weeks most resonated with you? What challenged you? Listen and reflect as Pastor Brent helps us come to a deeper understanding of who God is and how we perceive Him.…

Ashworth Church - West Des Moines

1
God as Potter 37:52

9 weeks之前37:52

37:52

God is a Potter, skillfully shaping us and applying pressure when necessary to make our lives as beautiful as they can be. This snapshot of God reveals His creativity, intimacy, intentionality, and sovereignty. How is the Potter shaping your life?

Ashworth Church - West Des Moines

1
God as Rock 30:10

10 weeks之前30:10

30:10

We often picture God in warm, relational terms—a loving Father, a compassionate mother, a faithful friend. But throughout Scripture, another image appears again and again: God as a Rock . In this message, we explore what it means to call God our Rock—and why this ancient image still speaks powerfully into our modern lives. Drawing from the Psalms of David and Jesus’ own words, we see how God offers us safety , strength , and stability when life feels chaotic or uncertain. Whether you feel overwhelmed, under pressure, or just looking for something solid to stand on, this message is a reminder: God is your firm foundation.…

Ashworth Church - West Des Moines

1
God as Judge 37:49

11 weeks之前37:49

37:49

Why does thinking of God as a “judge” often make us uncomfortable? This important snapshot of God might not look like what we think it looks like. In Scripture, we find a Judge who is good—one who desires the restoration of all things, justice for the oppressed, and the final end to violence. God’s love and justice are not opposed to each other. They are intimately and integrally intertwined.…

Ashworth Church - West Des Moines

1
God as King 37:39

12 weeks之前37:39

37:39

God is King. We find this “snapshot” of God all over Scripture, but do we treat God with the awe and reverence that should be bestowed upon the King of Kings? To see God as King is an invitation to submission and surrender with reverence and a healthy fear and awe of who God really is.

Ashworth Church - West Des Moines

1
God as Mother 36:54

13 weeks之前36:54

36:54

God is not a man. It’s a fact about God we often forget despite the many motherly and feminine portrayals of God we find in Scripture. When we avoid or omit these snapshots of God, we miss out on a God that loves and protects like a mother — with ferocity, compassion, and empathy.

Ashworth Church - West Des Moines

1
God as Father 35:25

14 weeks之前35:25

35:25

The snapshots of God we find in Scripture provide glimpses of the complexity and beauty of our Creator, each portrayal or metaphor of God in the Bible revealing a unique aspect of His character. In this new sermon series, we begin by looking at God as Father. What we find in Scripture may surprise you. Jesus reveals the Father’s love as compelling rather than coercive, comforting rather than rigid, and celebratory rather than cold.…

Ashworth Church - West Des Moines

1
And Witness 29:27

15 weeks之前29:27